In what way does my ID and proof of funds have anything to do with my conveyancing in Headington? What am I being asked for?
Headington conveyancing solicitors as well as nationwide property practitioners accross the UK have a duty under money laundering regulations to check the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to disclose two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and proof of address (typically a Utility Bill no more than three months).
Evidence of the origin of funds is also required under the money laundering laws as solicitors are duty bound to check that the funds you are using to buy a property (whether it be the deposit for exchange or the full purchase monies where you are buying without a mortgage) has originated from legitimate source (such as employment savings) rather than the product of illegitimate activity.
My lender has suggested a law firm on their panel based in Headington but I would rather choose a conveyancing lawyer in Headington local to me. Are you able to assist?
It is by no means the case that all Headington conveyancing solicitors are approved and listed on all banks conveyancing panel. Please make use of the above search tool to locate a Headington conveyancing conveyancer on the on the lender panel.
My friend recommended that where I am buying in Headington I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Headington conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Headington around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Headington Education with plans and statistics, Local Amenities and other useful data about Headington.
I opted to have a survey done on a property in Headington in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may refuse to give a mortgage on such a home.
It varies from the lender to lender. Santander has different instructions from Halifax. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Headington. Conveyancing will be smoother if you use a solicitor in Headington especially if they are acquainted with such properties in Headington.
In my capacity as executor for the estate of my aunt I am selling a house in Cardiff but I am based in Headington. My lawyer (who is 300 miles awayhas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Headington to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Headington based
A couple of months ago I was told by my mortgage company that their approved conveyancers work on no sale no fee basis for conveyancing in Headington. I had a purchase fall through nevertheless the conveyancers have requested search fees! They are claiming that the fees are nothing to do with their fees!
in offering "no sale no fee" Headington conveyancing lawyers are foregoing their fees for any work done. We should point out that this is not to be regarded as an insurance scheme. you will still need to reimburse any disbursements that your conveyancing practitioner has incurred for you such as Headington local authority searches