My wife and I are buying a 1 bedroom apartment in North Somerset with a mortgage. We have a North Somerset conveyancer, however the lender advise he's not on their "panel". We have to appoint one of the mortgage company panel firms or keep our North Somerset solicitor as well as pay for one of their panel lawyers to represent them. We feel that this is unjust; are we not able to demand that the lender use our North Somerset conveyancer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your North Somerset conveyancing lawyer to apply to be on the conveyancing panel.
I am about to put an offer on a leasehold flat in North Somerset. The selling agents advise that it is the norm for flats in North Somerset to have less than 75 years unexpired on the lease. I am taking out a mortgage with Virgin. Is this going to be a problem if the lease has 72 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 1/4/2026 the requirements read as follows :
I need some quick conveyancing in North Somerset as I have pressure to complete inside 3 weeks. A mortgage is not required. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you are at liberty not to do searches although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in North Somerset the following are instances of issues that can show up and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
Despite weeks of looking the Title Certificate and documents to my property can not be found. The conveyancers who dealt with the conveyancing in North Somerset 10 years ago are no longer around. What are my options?
Nowadays there are copies made of almost everything, and your conveyancer should be aware precisely where to look for all the suitable documentation so you can buy or sell your property without any difficulty. Where duplicates can’t be found, your solicitor can put in place insurance or indemnities against future claims on the property.
We are four weeks into a leasehold purchase having been directed to solicitors by the high street agent to carry out the conveyancing in North Somerset. I am am starting to be disappointed with the level of service. Could you you assist me in finding new conveyancers?
A lawyer would have to be very bad in order to consider changing them. Has the mortgage offer been sent? In the event that it has you need to inform them of the replacement lawyer and have the offer are re-issued. Your new conveyancer should be on the banks panel to avoid escalating charges and delays. That should be your starting point. The search tool will help you find a bank approved conveyancer for your conveyancing in North Somerset
My in 2005. He has been married, divorced and in recent months got married again. He will be selling the apartment next summer. I suspect that he will simply be requested to provide a copy of the marriage certificates to the lawyer but he is worried it will hold up the sale of the apartment. Should he instruct a property lawyer to update the Land Registry information for the property?
The is no need to update the register providing you have the proof needed to show how the name change resulted.
Any buyer’s conveyancer will check the title entries and requisition evidence by way of proof of the name change for instance marriage documentation.