Can you suggest a The Mortgage Works accepted South Cave conveyancing conveyancer that can complete within a very limited time frame? Am I best advised to go for a local South Cave conveyancer or a factory type conveyancer?
We would be happy to suggest some excellent South Cave conveyancing firms. Another option is to visit the main road in South Cave. Approach two or three firms and ask to speak with a conveyancing solicitor for a costs illustration. Discuss your requirements together with your reasons and ask for a commitment on speed. Appoint the lawyer that genuine.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would much rather use a South Cave based conveyancing firm?
Do check but the chances are that give you one of their panel conveyancers should you accept the "fee-free" offer. Call the bank and see if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in South Cave.
My bid for a property was accepted at auction in South Cave. Conveyancing is needed. What happens now?
Having legally committed yourself to purchase you will need to retain a conveyancing solicitor quickly as you are faced with a tight deadline in which to complete the deal. Every auction property will have an associated legal pack. This will include evidence of title and search results. If you have purchased leasehold property the auction pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You need to hand this to the solicitor instructed by you as soon as possible. You also need to ensure that you have funds in place to complete on the on the contractual date .
Is it the case that all South Cave conveyancing solicitors on the Lloyds conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel and in such a situation the organisation would be regulated by the CLC.
We previously selected conveyancers located in South Cave on the HSBC solicitor approved list. They have just billed me a supplemental amount for dealing with the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
Provided it is contained in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. The fee is not dictated by HSBC but by your South Cave lawyer. Some firms on the HSBC panel will charge ’dealing with mortgage’ fee and others do not.
I am downsizing from our home in South Cave and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street South Cave lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in South Cave. Having lived in South Cave for many years we know of no issue. Should we contact our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. South Cave is the location of the property. Can you shed any light on this issue?
Flying freeholds in South Cave are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in South Cave you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Cave may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What tools are available to search for a South Cave conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 10miles to meet the lawyer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case South Cave and you will see a number of lawyer located nearest South Cave. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.