The vendors of the house we are looking to purchase have appointed a conveyancing solicitor in Leigh On Sea who has insisted on a exclusivity agreement with a down payment 10k. Are such arrangements appropriate for Leigh On Sea conveyancing transactions?
This form of preliminary agreement is not the norm in Leigh On Sea, conveyancers will often encourage clients away from them as they divert attention from the primary objective, namely conveyancing and if you end up losing your deposit then the solicitor is left exposed. In addition, there is no certainty that just because the vendor has signed a lock out agreement they will complete the sale with you. They may be motivated to break the agreement if they are offered sufficient financial inducement to do so because a wronged purchaser with the benefit of a exclusivitycontract will still be duty bound to establish consequential losses from the breach and this may not equalise the extra amount that the owner may secure by breaching the agreement, however morally unworthy it undoubtedly is.
Do banks and building societies provide you with an approved list of Leigh On Sea conveyancing solicitors? How do you know who is on the UBS conveyancing panel?
Leigh On Sea conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I am refinancing my home in Leigh On Sea, does my lawyer need to be on the Skipton Conveyancing panel?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
When it comes to lenders such as Leeds Building Society, do Leigh On Sea conveyancers face an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
How can we know in advance if a Leigh On Sea conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Leigh On Sea getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Leigh On Sea solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Leigh On Sea postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Leigh On Sea.
I have todaydiscovered that Stirling Law have closed. They conducted my conveyancing in Leigh On Sea for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is in my name in the name of the former proprietor?
The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Leigh On Sea conveyancing specialists.
My husband and I are 14 days into a leasehold purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Leigh On Sea. I am am very disappointed with the level of service. Could you help me find new solicitors?
A lawyer would have to be very bad to suggest diss instructing them. Has your loan offer been issued? In the event that it has you must make them aware of the replacement conveyancer and get the offer are re-issued. Your conveyancer needs to be on the banks approved list to avoid added charges and complications. So that should be your first question of the new solicitors. Our search tool can help you find a bank approved lawyer for your conveyancing in Leigh On Sea