We are purchasing our first property. The conveyancer has contact usto ask if we want to take out extra conveyancing searches. We are really unsure what's recommended for conveyancing in Leigh On Sea
The scope of Leigh On Sea conveyancing searches depends primarily on the property, the location, the possibility of any of these risks, your knowledge of the region and risks, your general appetite to risk. What matters is that you adequately appreciate what information the searches could give you. Then you can decide if you personally think you need that search. Where you are in doubt, ask your lawyer to explain.
What does my ID and proof of funds have anything to do with my conveyancing in Leigh On Sea? Why is this being asked of me?
Leigh On Sea conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under money laundering regulations to verify the ID of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and proof of address (typically a Utility Bill no older than three months).
Proof of source of monies is also required in accordance with the money laundering statutes as lawyers are required to ensure that the monies you are using to buy a property (whether it be the deposit for exchange or the full purchase price if you are a cash purchaser) has originated from an acceptable source (such as employment savings) as opposed to the product of criminal behaviour.
I have just over seventy years remaining on my lease and need a lease extension for my flat in Leigh On Sea. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/4/2025 the requirements read as follows :
Are there restrictive covenants that are commonly identified as part of conveyancing in Leigh On Sea?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Leigh On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Leigh On Sea is where the house is located. Is there any guidance you can impart?
Flying freeholds in Leigh On Sea are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Leigh On Sea you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Leigh On Sea may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In sourcing the internet for the words conveyancing in Leigh On Sea it shows results of many solicitorsin the vicinity. How do I determine which is the right solicitor for the sale of my house?
The best way of finding a suitable conveyancer is via trusted recommendation, so enquire of colleagues and family who have purchased a property in Leigh On Sea or the respected estate agent or financial adviser. Fees for conveyancing in Leigh On Sea differ, so it's advisable to request at least three quotes from varying types of law firms. Dont forget to clarify that the charges are guaranteed not to escalate.