I am expecting a mortgage offer from Santander. I hope to enlist the help of a Licensed Conveyancer in Leigh On Sea. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Is it the case that all Leigh On Sea solicitor firms on the Yorkshire BS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be governed by the SRA. Many banks do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
We previously selected conveyancing lawyers based in Leigh On Sea on the Virgin Money solicitor panel. They are now charging me a further sum for the legal aspects of the Virgin Money mortgage. Is this a supplemental conveyancing fee set by Virgin Money?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer is entitled to levy a fee for this. This fee is not set by Virgin Money but by your Leigh On Sea solicitor. Some firms on the Virgin Money panel will quote an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.
The formalities of my remortgage has taken place for my property in Leigh On Sea. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have been told that property searches are the number one cause of obstruction in Leigh On Sea house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Leigh On Sea.
I'm refinancing my current property to a buy to let loan with National Westminster Bank and I will use the rest of the raised equity as a deposit on a second property. The location we are looking at is Leigh On Sea. Will your conveyancers be able to act for the two lenders and tie in the transactions?
Do use our search tool on this site to be sure that the lawyers are approved by both mortgage companies. Assuming that they are your conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you lawyer and specify your expectations and requirements.
I am using a search engine for the term cheap conveyancing in Leigh On Sea it shows results of numerous solicitorsin the area. With so much choice what is the best way to find the suitable property lawyer for purchase transaction?
The best method of choosing the right conveyancer is through a trusted referral, so seek the opinion of friends and relatives who have bought a property in Leigh On Sea or a local estate agent or mortgage broker. Costs for conveyancing in Leigh On Sea vary, so it's sensible to secure at least three fee calculations from varying types of law firms. Be sure to obtain confirmation that the fees are fixed.
Can I determine who owns a house in Leigh On Sea?
On the basis that the property is recorded at HMLR, and you have requisite details of the location of the premises, you should be able to see results from the HM Land Registry of the registered owner for a a minimal charge.