I am in the throes of transferring my domestic mortgage to a BTL Halifax mortgage. I was told by my mortgage that I need a solicitor as part of the process. I had a chat my previous Rochford conveyancing practitioner who acted on my behalf when I first purchased the house. The quote sent of £470 has surprised me as its a remortgage than a sale or purchase.
The quote is slightly on the expensive side. If you shop around you might reduce the fees marginally by say a hundred pounds. That being said, assuming were content with the assistance the firm offered you couldcome to regret opting for an an unknown solicitor. If is important to check that the conveyancer can also act for Halifax. Do employ our search tool to choose a Rochford conveyancing firm on the Halifax approved list of lawyers, which can often include conveyancing solicitors in Rochford.
Last July we completed a house move in Rochford. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in Rochford?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Rochford. Conveyancing searches and investigations initiated during the buying process are designed to help avoid problems. As part of the process, the vendor fills in a document called a Seller’s Property Information Form. answers turns out to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rochford.
The deeds to my home can not be found. The solicitors who did the conveyancing in Rochford 4 years ago have long since closed. Will I be able to sell the house?
Gone are the days when you need to hold title original deeds to prove you own the land or premises, given that the Land Registry have everything they need in a digital format.
About to purchase a new build apartment in Rochford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Rochford
-
The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared.
I opted to have a survey carried out on a house in Rochford in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some lenders will not give a loan on this type of premises.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rochford. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend 450k on a property in Rochford I wish to have a conversation with the lawyer regarding thehouse move ahead of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the lawyer who will be carrying out your property ownership legalities in Rochford.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Rochford should be the amount on the final invoice that you are charged.