We decided to go with a local lawyer for our conveyancing in Maldon recently. Going through the official terms of business it is apparent thatwe are liable for costs even if the sale doesn't happen. Would I be best advised to select a web based solicitor practice who offer no completion no cost conveyancing in Maldon?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will generally be uplifted to cover those cases that fail to complete. You should be mindful that such offerings generally do not protect you from disbursements such your Maldon conveyancing search expenses.
How do I find out if the solicitor carrying out my conveyancing in Maldon is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Royal Bank of Scotland thus spending £192.00 in additional legal bill.
You should make use of the search tool on this site. Please choose the lender and type ‘Maldon’ or your location and you will be presented with numerous conveyancers located in Maldon or nearest you.
I can see plenty of information on this site about conveyancing in Maldon but can you isolate your top tip for appointing the right conveyancer in Maldon
We would encourage you not to go for the lowest Maldon conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
is it true that all Maldon conveyancing solicitors on the RBS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the RBS approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some lenders do allow licenced conveyancers on their panel and in such a situation the organisation would be governed by the CLC.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Maldon solicitor - who is on the Principality conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Maldon postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Maldon.
Due to the advice of my in-laws I had a survey completed on a property in Maldon ahead of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies tend refuse to issue a loan on such a home.
It varies from the lender to lender. Santander has different requirements for example to Halifax. If you call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Maldon. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Maldon cover?
Maldon conveyancing for business premises covers a broad range of guidance, supplied by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
Am I best advised to appoint a Maldon conveyancing lawyer based in the area that I am hoping to buy? I have an old university friend who can handle the legal work but his firm is located 200kilometers drive away.
The primary upside of using a local Maldon conveyancing practice is that you can drop in to sign documents, deliver your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a benefit. However it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and they were happy that must surpass using an unknown Maldon conveyancing solicitor solely due to them being round the corner.