My husband and I are purchasing a newly converted apartment in Burnt Oak with a loan from Barclays .We like our Burnt Oak conveyancing solicitor but Barclays says he's not on their "panel". It seems we have little choice but to instruct a Barclays panel lawyer or retain our preferred solicitor and pay for a Barclays panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its various provisions, a common one being that conveyancers must be on the Barclays approved list. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Barclays
We are downsizing from our property in Burnt Oak and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the purchasers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Burnt Oak. We have lived in Burnt Oak for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
The deeds to our home are lost. The conveyancers who handled the conveyancing in Burnt Oak 5 years ago no longer exist. What do I do?
Assuming the title is registered the information relating to your ownership will be held by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, locate your house and order up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
In my capacity as executor for the will of my father I am disposing of a house in Neath but live in Burnt Oak. My solicitor (who is 235 miles from merequires that I execute a statutory declaration before completion. Can you recommend a conveyancing solicitor in Burnt Oak who can attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Burnt Oak based
Having had my offer accepted I require leasehold conveyancing in Burnt Oak. Before I set the wheels in motion I want to be sure as to the unexpired term of the lease.
If the lease is recorded at the land registry - and 99.9% are in Burnt Oak - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
We have reached the end of our tether in trying to purchase the freehold in Burnt Oak. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We can put you in touch with a Burnt Oak conveyancing firm who can help.
An example of a Lease Extension case for a Burnt Oak property is 20 Orchard Court Stonegrove in June 2009. The tribunal decided that a premium of £11,040 should be payable for the new lease This case affected 1 flat. The remaining number of years on the lease was 71.55 years.
What is the reason for new build conveyancing in Burnt Oak being more expensive?
Purchasing a new build home is significantly different from the normal house buying conveyancing in Burnt Oak. For a start sellers ordinarily demand contracts to exchange very quickly, so there is a a great deal of pressure on your conveyancer to make sure everything is in order. In addition new build properties frequently involve the checking of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender obligations are also more demanding. Taking into account the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.