My partner and I are purchasing a new build duplex in The Hyde and my solicitor is telling me that she has to the lender to disclose incentives from the seller. I am on a tight deadline to exchange contracts and I have no desire to prolong matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in The Hyde. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/8/2026, the requirements read as follows :
My partner and I are downsizing from our house in The Hyde and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street The Hyde lawyer would know this is not the case. For the life of me I don't know why the purchasers used an online conveyancing firm as opposed to a conveyancing solicitor in The Hyde. Having lived in The Hyde for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek confirmation need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
My wife and I own a renovated Edwardian property in The Hyde. Conveyancing solicitor represented me and Aldermore. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Aldermore to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in The Hyde and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing lawyer who conducted the purchase.
I opted to have a survey done on a house in The Hyde before appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some lenders will refuse to give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in The Hyde. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in The Hyde to see if the conveyancing will be more expensive.
What tools are available to locate a The Hyde law firm on the Accord Mortgages Ltd conveyancing panel? I am a keen cyclist and am willing to travel upto 10miles to meet the conveyancer.
You can use the tool on this page. Please choose the bank and your location and you will see a number of The Hyde conveyancing lawyers located nearest you. We have listed some The Hyde conveyancing firms towards the end of this page and you can telephone them to verify if they are on the Accord Mortgages Ltd panel