We were just about to sign contracts for a leasehold flat in Grahame Park. We have hit a problem. The loan offer with TSB expires on 12/3/2025 but the vendors are putting forward a completion date of 14/3/2025. Can one extend the loan offer?
The person best placed to address this concern is your solicitors who should determine whether they corresponding with the mortgage company, seller’s representatives, estate agents or conceivably all parties given the history of your transaction to date.
Do I have to attend the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Grahame Park so that I can pop in to their offices if required.
Whereas this was necessary 15 years ago, most lenders no longer require their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to supply ID documents and there are still distinct benefits to using a local solicitor, in your situation a conveyancing solicitor in Grahame Park.
The deeds to our house can not be found. The solicitors who handled the conveyancing in Grahame Park 4 years ago have long since closed. Will I be able to sell the house?
Gone are the days when you need to have the physical original deeds to prove you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
Taking into account that I am about to part with hundreds of thousands of pounds on a two bedroom apartment in Grahame Park I wish to have a conversation with the solicitor concerning theconveyancing ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your conveyancing in Grahame Park.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Grahame Park should be the figure that you end up paying.
I am hoping to exchange soon on a ground floor flat in Grahame Park. Conveyancing solicitors have said that they report fully on Monday. What should I be looking out for?
The report on title for your leasehold conveyancing in Grahame Park should include some of the following:
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Additions to the property The total ownership of the demise. This might be the property itself but may include a roof area or storage are if relevant. Who has the liability for repairing the window frames Ground rent - what is payable and when is collected, and also know whether this will change in the future Specifying your rights in respect of the communal areas in the building.For instance, does the lease contain a right of way over an accessway or hallways?
I own a first floor flat in Grahame Park. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?
if there is a missing landlord or if there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to calculate the sum to be paid.
An example of a Freehold Enfranchisement decision for a Grahame Park residence is 1 & 1A Sunningfields Crescent in September 2013. The Tribunals calculation of the amount to be paid into court in respect of the value of the freehold interest is £11,997 in respect of Flat 1 and £15,781 in respect of Flat 1A for a total of £27,778. This case related to 2 flats. The unexpired lease term was 71.5 years.
I have read on various online forums that before choosing a conveyancing lawyer they must be approved by your lender. It happens to be my first house move but I have an offer in principle from Virgin Money and I already have a family conveyancing solicitor in Grahame Park at the ready. Will Birmingham Midhshires need an approved solicitor to be instructed? Does a directory of panel solicitors even exist so I can appoint a conveyancing solicitor in Grahame Park?
You should use a solicitor that is on the Birmingham Midhshires panel. Simply ring your chosen Grahame Park conveyancing lawyer and ask if they are on the Birmingham Midhshires panel. If they are not approved you have a number of choices available to you here:
- Proceed with your existing Grahame Park lawyer but Birmingham Midhshires will no doubt instruct a conveyancing practitioner on their conveyancing panel. The net result is additional charges and probable delay.
- Appoint a fresh conveyancer to conduct the conveyancing, not forgetting to check that they are on the Birmingham Midhshires conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to join the Birmingham Midhshires panel of solicitors.