I am hoping to receive a mortgage with Santander. I would like to employ the services of a Licensed Conveyancer in Grahame Park. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is a dozen years since I bought my property in Grahame Park. Conveyancing lawyers have now been instructed on the sale but I am unable to track down my title deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be kept by the mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Grahame Park relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I am selling my house in Grahame Park. Will my lawyer have to be on the UBS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
My partner and I have arranged the release of further monies on our mortgage from Lloyds as we want to carry out a loft conversion to our property in Grahame Park. Are we obliged to choose a high street Grahame Park solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds do not ordinarily appoint firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds panel.
I am buying a property in Grahame Park. One unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Nationwide your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Grahame Park.
Planning on purchasing a maisonette in Grahame Park. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Grahame Park lawyer is on the RBS conveyancing panel.
About to purchase a new build flat in Grahame Park. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Grahame Park
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
My husband and I are a couple of weeks into a freehold purchase having been directed to a firm by the selling agent to carry out the conveyancing in Grahame Park. We are not happy. Can you help me find new lawyers?
They would need to be really bad to suggest diss instructing them. Has the mortgage offer been sent? If so you need to make them aware of the new contact details and get the loan are re-issued. Your conveyancer should be on the banks approved list to avoid supplemental charges and frustration. That should be your starting point. Our find a solicitor tool should assist you in finding a lender approved conveyancer for your home move in Grahame Park