Much to our surprise we have been advised by our mortgage adviser that my Burton upon Trent property lawyer is not on the bank Conveyancing panel. What can I do to check?
You need to call your Burton upon Trent lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they may recommend you to a Burton upon Trent conveyancing firm that is on the approved list of lawyers for your lender.
Should conveyancers request money up-front for my conveyancing in Burton upon Trent?
If you are buying a property in Burton upon Trent your lawyer will request that you to provide them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the purchase price then this will be required immediately in advance of exchange of contracts. The final balance that is due should be sent to your lawyer shortly before completion.
Me and my partner are purchasing a flat in Burton upon Trent. I might seem paranoid but how we can trust a solicitor? On completion day we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am expecting a DIP from Principality this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Burton upon Trent solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Burton upon Trent solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I have a mortgage with Lloyds for my property in Burton upon Trent. Conveyancing has been completed 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
You must advise Lloyds prior to letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
I decided to have a survey completed on a house in Burton upon Trent before retaining solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Burton upon Trent. Conveyancing will be smoother if you use a solicitor in Burton upon Trent especially if they regularly deal with such properties in Burton upon Trent.
I need to instruct a conveyancing solicitor for sale conveyancing in Burton upon Trent. I happened to stumble upon a web site which seems to have the ideal answer If it is possible to get all the legals done via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I require the services of a lender panel solicitor in Burton upon Trent. Can you assist?
It is not clear why you need a Burton upon Trent panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Burton upon Trent are on their panel . If you do find such a firm in Burton upon Trent not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site