Am I correct in assuming that the fact that my conveyancer in Swadlincote is not listed on my bank's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
That is most likely an incorrect assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Swadlincote conveyancing firm and ask them why they are no longer on the approved list for your lender.
Would the conveyancing lawyers that you recommend handle auction conveyancing in Swadlincote?
There are a few niche solicitors we can put you in touch with those who can conduct auction conveyancing. Swadlincote is one of hundreds of locations in which our lawyers have offices.
My brother-in-law has suggested I instruct a conveyancing solicitor in Swadlincote. I I would like to check whether they are on the Barclays conveyancing panel. Can you advise?
You should call the lawyer and ask them if they are on the lender panel. Alternatively you should get in touch with Barclays who may be able to assist.
I opted to have a survey carried out on a house in Swadlincote before appointing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks may not grant a loan on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Swadlincote. Conveyancing will be smoother if you use a solicitor in Swadlincote especially if they are acquainted with such properties in Swadlincote.
Given that I am about to spend hundreds of thousands of pounds on a terraced house in Swadlincote I wish to talk to a conveyancer concerning theconveyancing before appointing the firm. Is this something that you can arrange?
Absolutely - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor who will be carrying out your property ownership legalities in Swadlincote.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Swadlincote should be the figure that you are charged.
I am in need of some leasehold conveyancing in Swadlincote. Before diving in I require certainty as to the remaining lease term.
Assuming the lease is registered - and almost all are in Swadlincote - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Swadlincote Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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How is the lease structured? What is the annual maintenance fee and ground rent? You should be aware if it is less than 80 years it will impact the value of the flat. It is worth checking with your mortgage company that they are content with remaining years on the lease. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this will be. For most Swadlincotelease extensions you would need to own the residence for 24 months in order to be eligible to carry out a lease extension.