Are the Lacock conveyancing solicitors identified as being on the Aldermore conveyancing panel, together with their details provided by Aldermore?
Lacock conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
We are aiming to move home in May. Does my conveyancing solicitor call the removal company on the completion day. On a separate note, can you recommend a removal company in Lacock. Conveyancing lawyer was organised prior to coming across your page.
On the day of completion you can pick up the keys from your property agent however this can only be done once the previous owners lawyers inform the agent that the monies to complete are in and the keys can be collected. You can advise the removal company that they can start moving you in. We do not recommend a specific removal organisation but can assist you in finding a residential property solicitor in Lacock or a firm that specialises in conveyancing in Lacock.
I had an offer accepted on a property in Lacock on 20/2/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Yorkshire BS have agreed my home loan in principle, my bid on a apartment in Lacock has been agreed to, what happens next?
The property agent will wish to be advised as to your lawyer's details (ensure that the solicitors are on the lender’s approved list). Contact Yorkshire BS or your financial adviser and finish off any appropriate paperwork. Yorkshire BS will sellect a valuer who will get in contact with the estate agent or seller to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Yorkshire BS will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Lacock.
I bought my house on 3 June and the transaction details is yet to be registered. Need I be worried? My conveyancing solicitor in Lacock said it should be dealt with in less than a month. Are titles in Lacock uniquely lengthy to register?
There is nothing unique about conveyancing in Lacock registration formalities. As opposed to being determined by geographic area, timeframes can adjust according to who lodges the application, whether there are errors and whether the Land registry need to notify any third persons or bodies. Currently in the region of three quarters of submission are completed within 12 days but occasionally there can be longer hold-ups. Historically registration occurs after the new owner has moved in to the premises thus registration formalities is not typically top priority but if it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.
I am buying my first flat in Lacock with a loan from The Royal Bank of Scotland. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not to tell my lawyer about the deal as it would jeopardize my mortgage with The Royal Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Lacock is where the house is located. Can you shed any light on this issue?
Flying freeholds in Lacock are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lacock you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lacock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I am about to spend hundreds of thousands of pounds on a house in Lacock I wish to talk to a conveyancer about mytransaction prior to appointing the firm. Can this be arranged?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the conveyancer who will be conducting your property ownership legalities in Lacock.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Lacock should be the figure that you end up paying.