I am not well enough to travel far from Fenham. Is there a reason why all Fenham conveyancers are not on all bank panels?
Mortgage Companies ordinarily restrict either the type or volume of conveyancing solicitors on their approved list of lawyers. Frequent examples of such criteria being that a firm needs to have at least two partners. As well as restricting the type of firm, some banks for instance HSBC decided to reduce the size of their panel they allow to represent them. You should note that building societies have no accountability for the quality of advice given by any Fenham conveyancing practitioner on their panel. Increases in mortgage fraud was a key driver in the reduction of conveyancing panels in the last decade notwithstanding that there are conflicting assessments concerning the extent of solicitor involvement in some of that fraud. Data published by HMLR reveal that thousands of conveyancing firms only carry out one or two conveyances a year. Those vindicating conveyancing panel consolidation ask why law firms should have any entitlement to be on a bank panel when it is evident that conveyancing is not their primary expertise?
We are a couple about to exchange contracts for a property in Fenham. We have hit a stumbling block. The mortgage offer with Bank of Ireland runs out on 11/2/2026 but the owners are putting forward a completion date of 13/2/2026. Can one extend the loan expiry date?
The best person to address this concern is your lawyer who should determine if they should be discussing with the mortgage broker, owner’s solicitors, selling agents or possibly all three based on what has happend in your conveyancing as of today.
My wife and I are intent on selling our house in Fenham and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers are using an internet conveyancing firm rather than a conveyancing solicitor in Fenham. Having lived in Fenham for many years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I need to instruct a conveyancing practitioner in Fenham for my home move. Is there any facility to see a solicitor's record with the profession’s regulator?
Members of the public can search for documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.
Can you offer any advice when it comes to appointing a Fenham conveyancing practice to deal with our lease extension?
When appointing a property lawyer for lease extension works (regardless if they are a Fenham conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Fenham conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
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How many lease extensions have they conducted in Fenham in the last twenty four months? If they are not ALEP accredited then why not?
Leasehold Conveyancing in Fenham - Examples of Questions you should ask Prior to buying
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How much is the service charge and ground rent on the property? Does the lease contain onerous restrictions? It would be wise to enquire if there is anything that is prohibited in the lease. For example it is fairly common in Fenham leases that pets are not permitted in in a block in Fenham. If you love the propertyin Fenham yet your cat can’t make the move with you then you will be faced hard determination.
My a dozen years ago. He has got wed, divorced and has recently remarried. He now wishes to the sell the Fenham property. I suspect that he will simply be asked to supply copies of the marriage certificates to the lawyer but he is worried it will frustrate the home sale. Is it worth updating the Land Registry information for the property?
You are not required to update the title for the property on the basis that you have the evidence required to demonstrate how the change of name has come about.
The purchaser’s property lawyer should examine the title information and require evidence by way of proof of the change of name for example marriage certificates.