My Conveyancer in Chantry is not listed on the TSB Solicitor Panel. Is it possible for me to continue with my prefered solicitor even though they are not on the TSB panel?
The limited options open to you here include:
- Complete the purchase with your existing Chantry solicitors but TSB will need to use a conveyancer on their panel. This will inevitably rack up the overall legal fees as well as result in frustration.
- Get a new lawyer to act in the conveyancing, obviously checking they are TSB approved.
- Try to convince your TSB based solicitor to try to join the TSB panel
Is it the case that all Chantry solicitors on the RBS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the RBS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of lenders do permit licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.
I'm in the throws of viewing houses in Chantry and I am now considering a potential offer. Is it advisable to have a conveyancing practitioner on ‘stand by’? I am planning to take a mortgage with Kent Reliance.
It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are getting a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
My offer on a property in Chantry has been agreed to, the sellers do however have a connected purchase. The sellers have put an offer on a flat, however it’s not been accepted yet, and are looking at other flats booked. I have chosen a nearby conveyancing solicitor in Chantry. What do I do now? At what point do I apply for the mortgage with Skipton?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Chantry conveyancing search fees, etc). First, you should check that your conveyancing practitioner is on the Skipton approved list. As to the subsequent steps this very much depends on the specifics of your case, desire for the property and on the state of the market. In a buoyant market many buyers will apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.
My wife and I are downsizing from our home in Chantry and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Chantry lawyer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing firm rather than a conveyancing solicitor in Chantry. Having lived in Chantry for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
3 months have elapsed since my purchase conveyancing in Chantry concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does the Landlord & Tenant Act 1954 impact my commercial property in Chantry and how can your lawyers assist?
The 1954 Act affords security of tenure to commercial leaseholders, granting the right to make a request to court for a continuation of occupancy at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Chantry
My husband and I are first time buyers - had an offer accepted, but the property agent has warned us that the owners will only move forward if we instruct the agent's recommended lawyers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Chantry
It is improbable the owners are behind this. If they desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and explain that (a)you are serious purchasers (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your own,trusted Chantry conveyancing solicitors - not the ones that will provide the negotiator at the agency a kickback or achieve conveyancing targets demanded by corporate headquarters.