We were about to instruct a conveyancing solicitor in Chantry listed using your comparison tool but stumbled across alternative costs illustrations via the web look less expensive – why is this?
You can find numerous firms promoting so-called cut-price conveyancing, but additionalfees end up with the final invoice markedly uplifted. Solicitors are duty bound to ensure charges outlined in terms of business should be equitable and be applied The conveyancers that we list for conveyancing in Chantry set out all charges for a domestic conveyancing case.
All was ready to move into my new home in Chantry next Thursday. My conveyancer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?
All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Chantry.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Chantry?
There are many recorded licenced Conveyancers in Chantry and Solicitor practices in Chantry who provide Conveyancing services It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. They may both also handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am helping my mother sell her flat in Chantry. Will the conveyancing solicitor order an EPC or should I organise this?
Following the demise of Home Information Packs, energy performance certificates remained a compulsory component of selling a property. An energy assessment must be commissioned in advance of the property being placed on the market. This is not a task that law firms ordinarily organise. If you are instructing a Chantry conveyancing solicitor they might help arrange energy performance certificates due to their relationships with reputable Chantry energy assessors
We are planning to move house in May. Should my conveyancing solicitor call the removal company on the completion day. On a separate note, can you put forward a removal company in Chantry. Conveyancing solicitor was organised before I stumbled across your page.
On the day of completion you will need to collect the keys from your estate agent but this can only happen when the sellers solicitors advise the agent that the monies to complete are in and the keys can be released. You should advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in finding a residential property solicitor in Chantry or a solicitor with expertise in conveyancing in Chantry.
I am selling our property in Chantry and according to the buyers it appears that there is a risk of it being built on contaminated land. A local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Chantry. Having lived in Chantry for many years we know of no issue. Do we contact our local Authority to get clarification that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I'm purchasing my first flat in Chantry with a mortgage from Santander. The developers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not to tell my conveyancer about the extras as it could jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Chantry is where the house is located. What do you suggest?
Flying freeholds in Chantry are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chantry you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chantry may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.