I was recommended to a conveyancer who has quoted £1350 for leasehold conveyancing in Chantry. I am looking to sell a purpose built property for £300,000. This seems too much. Is it in excess of the average fee for conveyancing in Chantry?
The charges are a bit high. Where you are prepared to spend time scrutinising quotes you might reduce the fees marginally by as much as a hundred pounds. On the other hand, you mightcome to rue opting for an an unknown lawyer. If is important to ensure that the firm can act for your mortgage company. Do make use of our search tool to find a Chantry conveyancing practice on the lender’s conveyancing panel which can often include conveyancing solicitors in Chantry.
My wife and I are refinancing our flat in Chantry with RBS. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this document specific to the RBS conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
First, rest assured that your RBS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to RBS. This is solely used to protect RBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of RBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Chantry is where the house is located. What do you suggest?
Flying freeholds in Chantry are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chantry you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chantry may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon part with hundreds of thousands of pounds on a house in Chantry I wish to talk to a lawyer regarding thetransaction before giving the go ahead to the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your conveyancing in Chantry.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Chantry should be the amount on the final invoice that you end up paying.
Am I best advised to go with a Chantry conveyancing lawyer who is local to the property I am hoping to buy? An old friend can perform the conveyancing but her office is over three hundred miles drive away.
The primary upside of using a local Chantry conveyancing firm is that you can pop in to execute paperwork, hand in your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and they were happy that should surpass using an unknown Chantry conveyancing solicitor solely due to them being based in the area.
Living abroad it is not practicable to attend my Chantry conveyancing practitioners office to execute documents for conveyancing in Chantry – will this be an issue?
Not a problem. Chantry conveyancing lawyers can undertake home moves for clients throughout the rest of the country. You are unlikely to be required to visit a Chantry conveyancers office. They can handle all communications via phone, post and email - whatever works for you.