We are about to sign contracts for a ground floor flat in Redbridge. We have hit a snag. Our mortgage offer with Accord Mortgages Ltd runs out on 13/2/2026 but the vendors are suggesting a completion date of 17/2/2026. Can one prolong the loan offer?
The best person to deal with your issue is your conveyancer who should assess whether they should be discussing with the bank, vendor’s representatives, property agents or conceivably all parties taking into account the history of your house move as of today.
Are the Redbridge conveyancing solicitors identified as being on the Lloyds conveyancing panel, together with their details provided by Lloyds?
Redbridge conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
I am buying a flat and require a conveyancing solicitor in Redbridge who is on the Skipton Building Society approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Skipton Building Society in certain locations such as Redbridge. We dont recommend any particular firm.
Should our lawyer be raising enquiries regarding flooding as part of the conveyancing in Redbridge.
The risk of flooding is if increasing concern for solicitors conducting conveyancing in Redbridge. Some people will buy a house in Redbridge, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Lawyers are not qualified to offer advice on flood risk, but there are a numerous checks that can be undertaken by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Redbridge. The conventional set of property information forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to discover if the premises has suffered from flooding. If the property has been flooded in past and is not notified by the vendor, then a buyer may bring a legal claim for losses as a result of such an incorrect response. The purchaser’s solicitors may also conduct an environmental report. This will reveal whether there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
Are there restrictive covenants that are commonly identified during conveyancing in Redbridge?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Redbridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does one remove a departed person's details from the title register for a property in Redbridge?
If a Redbridge property is jointly owned and one of the proprietors passes away, the name will not immediately be removed from the title deeds. It is not necessary to amend the title as when it comes to a disposal you would just be asked to supply proof as to the reason the joint proprietor is missing from the conveyance, such as a grant of probate.
With the aim of making the sale conveyancing simpler in the future you can apply to have the deceased name erased from the title by applying to the land registry with evidence of the death. There is no fee from the Registry for this service.