My wife and I are intent on acquiring a ground floor flat in Redbridge. My Conveyancer has never been on on the mortgage company solicitor list. Can I still use my Redbridge conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
One will need to appoint a lawyer to deal with the formalities if you take out a loan to purchase your property. They will conduct all the relevant due diligence on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage paperwork is in order. You can instruct a Redbridge conveyancing practitioner of your choice. However, if the property lawyer appointed is not on the mortgage company solicitor panel further fees will be incurred as separate legal representation will be need by the lender. Conveyancing panel applications may be submitted, so provided your solicitor has not previously applied for membership they can do so.
I am planning to acquire a flat and require a conveyancing solicitor in Redbridge who is on the Alliance & Leicester approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Alliance & Leicester in certain locations such as Redbridge. We dont recommend any particular firm.
Two weeks ago we had a mortgage agreed in principle with UBS. Redbridge conveyancing practitioners have been appointed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS conducted the survey? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We were going to get a OIP from Skipton this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Redbridge solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Redbridge solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I am selling my house. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Coventry BS are being difficult. The Redbridge solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Redbridge? or I am told that there is an ancient law that could mean that homeowners residing in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this a legitimate concern for conveyancing in Redbridge?
Unless a prior acquisition of the house completed post 12 October 2013 you may assume that lawyers delivering conveyancing in Redbridge to remain recommending a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Redbridge?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Redbridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What tools are available to find a Redbridge conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to twentymiles to attend the lawyer.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Redbridge and you will see a number of lawyer located nearest Redbridge. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.