It is a dozen years since I purchased my house in Redbridge. Conveyancing solicitors have now been appointed on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be kept by your lender or they may still be with the conveyancers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Redbridge involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
When it comes to lenders such as Aldermore, do Redbridge conveyancing practitioners face an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
My wife and I are spending time viewing apartments in Redbridge and I am now considering a potential offer. Should I already have a conveyancing practitioner appointed at this point? I intend to finance via a mortgage with Co-operative.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are taking out a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
Completion of my remortgage has taken place for my property in Redbridge. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
About to purchase a new build flat in Redbridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Redbridge
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Is it possible to swap solicitor as I need to find one who is on the Birmingham Midshires conveyancing list. I hired a high street conveyancing solicitor in Redbridge round the corner but the firm is not approved by Birmingham Midshires
It would be our pleasure to help you select a conveyancing solicitor in Redbridge on the Birmingham Midshires panel. Please note that the law firms that we list do not pay us commission if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Redbridge. In utilising search facility on this site, you can contrast costs for conveyancing solicitors in Redbridge and beyond.
As co-executor for the estate of my father I am selling a house in Neath but I am based in Redbridge. My lawyer (based 200 miles from meneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Redbridge who can witness this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are located in Redbridge
I have today had an offer accepted on a leasehold flat in Redbridge and the broker that we are using recommended his conveyancing practitioner. He quoted a thousand pounds plus VAT and disbursements. Does this sound steep?
You should not rely on one quote. One should seek like-for-like quotes for your conveyancing in Redbridge. Then select one that you are comfortable with and crucially, is on the approved panel of the mortgage company that you have applied for a mortgage from.