I require conveyancing for an apartment in a fairly new development (6 years built) in Erith. The vast majority the flats have already been sold. Is it strictly necessary to order neighbourhood searches for my conveyancing in Erith?
You are opening yourself up to an unnecessary risk in not carrying out Erith conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that you have them. Where time pressures and cost are top of your issues you should discuss with your lawyer about the options such as lack of search insurance available to you
We hope to to purchase with Darlington Building Society. We have called around locally yet cant to find a Erith conveyancing firm on the Darlington Building Society approved list. Can you assist?
You should take advantage of the search tool on this page. Pick the building society and type Erith or your preferred area and you will see numerous solicitors based in Erith or by proximity to you.
My bid for a property was accepted at auction in Erith. Conveyancing is needed. What is next?
Having exchanged you now have to hire the services of a conveyancing solicitor as a matter of priority as you will have a fast approaching deadline in which to complete the transaction. Every auction property will ordinarily have a corresponding auction pack. This should include most,if not all of the documents that your solicitor will need. In the case of leasehold property the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You must give this to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
My husband and I have arranged the release of further monies on our mortgage from Coventry BS as we wish to carry out a loft conversion to our property in Erith. Are we obliged to select a local Erith solicitor on the Coventry BS conveyancing panel to handle the paperwork?
Coventry BS do not ordinarily appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.
The formalities of my remortgage has taken place for my property in Erith. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
We are purchasing a house and the solicitor has referenced Chancel Repair for which the house may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this strictly required for conveyancing in Erith
Unless a previous acquisition of the property completed after 12 October 2013 you may assume that conveyancing practitioners delivering conveyancing in Erith to continue to recommend a chancel search and or chancel repair liability policy.
The deeds to my house are lost. The lawyers who handled the conveyancing in Erith 10 years ago are no longer around. What do I do?
Nowadays there are copies made of almost everything, and your conveyancer should be aware exactly where to locate all the relevant paperwork so you may buy or sell your property without a hitch. If copies are not available, your conveyancer may be able to arrange cover in the form of insurance or indemnities against possible claims on the premises.
Over the last few months I have been searching for a flat up to £245,000 and identified one near me in Erith I like with a park and transport links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Erith suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan that many years may be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.