My partner and I are intent on buying a maisonette in Erith. My Solicitor has never been on on the mortgage company approved list. Is it possible for me to use my Erith conveyancing solicitor even though they are not on the lender panel?
Various options include
- Carry on with your preferred Erith conveyancing practitioner but your bank will need to appoint a solicitor on their approved panel. The net result is additional fees together with probable frustration.
- Get a fresh conveyancing practitioner to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Appeal to your lawyer to apply to join the bank panel
We are buying a house and require a conveyancing solicitor in Erith who is on the Barclays solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Erith.
Does a directory service exist listing Clydesdale panel solicitors in Erith on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings available over the internet. If you are looking for a Erith property lawyer on the Clydesdale please use our tool.
Is it the case that all Erith solicitor firms on the RBS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the RBS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do permit licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Erith solicitor - who is on the Virgin Money conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Erith postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Erith.
Various web forums that I have frequented warn that are the number one reason for hinderance in Erith house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Erith.
I have todaybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Erith for a purchase of a leasehold flat 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Erith conveyancing specialists.
In sourcing the internet for the term conveyancing in Erith it shows results of numerous conveyancersin the area. How do I determine which is the suitable conveyancer for purchase transaction?
The best way of seeking a suitable conveyancer is via trusted recommendation, so seek the guidance of friends and relatives who have acquired a property in Erith or a reputable estate agent or mortgage broker. Fees for conveyancing in Erith differ, so it's a good idea to request at least three fee estimates from different conveyancers. Be sure to secure confirmation what costs in the quote includes.