My brother and I have just purchased a house in Barnehurst. We have noticed several issues with the property which we suspect were missed in the conveyancing searches. Is there anything we can do? What searches should? have been conducted as part of conveyancing in Barnehurst?
The question is not clear as to the nature of the problems and if they are unique to conveyancing in Barnehurst. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the legal transfer of property, a seller answers a form called a Seller’s Property Information Form. If the information turns out to be incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Barnehurst.
In what way does my ID and proof of funds have anything to do with my conveyancing in Barnehurst? What am I being asked for?
In order to comply with Money Laundering Regulations any Barnehurst conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.
Under Money Laundering Regulations, conveyancers are required to validate not just the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. An unwillingness to disclose this will lead to your conveyancer terminating their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to inform the appropriate authorities should they believe that any monies received by them may contravene the Money Laundering Regulations.
How does conveyancing in Barnehurst differ for newly converted properties?
Most buyers of new build or newly converted property in Barnehurst come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Barnehurst usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Barnehurst or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £245,000 and found one round the corner in Barnehurst I like with amenity areas and railway links nearby, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Barnehurst suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage the shortness of the lease will likely be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
Is it possible to swap firm as I need to appoint a firm on the Nottingham Building Society conveyancing panel. I had appointed a family conveyancing solicitor in Barnehurst five minutes from me but she is not approved by Nottingham Building Society
It would be our pleasure to help you find a conveyancing solicitor in Barnehurst on the Nottingham Building Society panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Barnehurst. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Barnehurst.
My mother and father cant seem to find their Barnehurst land registry title on the site. They have a vague recollection 50 years ago when they purchased the bungalow there were complications with Barnehurst not being identified on some systems.
Nearly all properties in Barnehurst should show up. Have you attempted a search with simply the postcode. Normally it should identify all the properties within that postcode. Where recorded it will show up with a title number. Where they bought back in the 60’s it's conceivable it may be not yet registered. The property could still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title documentation which may be with your parent’s mortgage company.