My brother-in-law has suggested I instruct a conveyancing solicitor in Swanage. I I would like to check if they are accepted on the Nationwide Building Society approved list of lawyers. Can you assist?
You should contact your solicitor and ask them whether they are on the lender panel. Alternatively you should call Nationwide Building Society who may be able to confirm.
My wife and I are buying a flat in Swanage. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to put our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Forgive me if this question is silly but I am new to the house moving as a 1st time purchaser of a two bedroom flat in Swanage. Do I pick up the keys to the house on the completion date from my conveyancer? If this is the case, I will instruct a High Street conveyancing solicitor in Swanage?
On the day of completion you do not need to attend the conveyancers office in Swanage. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you should be able to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
I had an offer accepted on a house in Swanage on 25/11/2024, valuation was booked five days after, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
A colleague recommended that if I am purchasing in Swanage I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Swanage conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Swanage around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Swanage Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Swanage Education with maps and statistics, Local Amenities and other useful information concerning Swanage.
I am buying a new build house in Swanage benefiting from help to buy. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not disclose to my solicitor about the side-deal as it could jeopardize my mortgage with Britannia. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have just appointed agents to market my 2 bed flat in Swanage. Conveyancing is yet to be initiated, however I have recently had a half-yearly maintenance charge demand – should I leave it to the buyer to sort out?
It best that you pay the invoice as usual as all rents and maintenance invoices should be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Swanage Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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It is important to be aware whether redecorating or some other significant cost is due in the foreseeable future to be shared amongst the tenants and will materially impact the level of the service fees or result in a specific payment. If a Swanage lease has less than eighty years it will affect the salability of the apartment. Check with your lender that they are content with remaining years on the lease. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this will be. For most Swanagelease extensions you would need to own the premises for two years before you are legally able to extend the lease.
We have just become aware that one of the directors of the conveyancing practice acting on the purchase conveyancing in Swanage is a relative of the vendor. Is this allowed?
Provided there is no conflict of interest this is permitted. If you are needing a home loan then the lender may have a say as many mortgage companies have specific instructions concerning this. For example for Halifax Loans as of 8/1/2025, the requirements read as follows :