I am expecting a mortgage with Halifax. I intend to use a Licensed Conveyancer in Braunstone. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is is a decade since I purchased my home in Braunstone. Conveyancing solicitors have recently been appointed on the sale but I am unable to locate the deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they may be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Braunstone relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is not insurmountable.
I need some expedited conveyancing in Braunstone as I have a deadline to complete in less than 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?
As you are not taking a mortgage you have the choice not to do searches although no conveyancer would suggest that you don't. With plenty of history conveyancing in Braunstone the following are examples of issues that can show up and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Due to the advice of my in-laws I had a survey completed on a house in Braunstone prior to retaining solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders will not give a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Braunstone. Conveyancing will be smoother if you use a solicitor in Braunstone especially if they regularly deal with such properties in Braunstone.
I need to instruct a conveyancing practitioner in Braunstone for my home move. Is it possible to check a firm’s record with the legal regulator?
Anyone may review published Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
I have today had an offer accepted on an apartment in Braunstone and the mortgage adviser that we are using suggested his conveyancer. They quoted nine hundred pounds excluding VAT and 3rd party costs. Does this sound steep?
Don't just go on one estimate. One should obtain like-for-like quotes for your conveyancing in Braunstone. Then select one that you trust and just as important, is on the approved panel of the lender that you have applied for a mortgage from.