Our Narborough lawyer has spotted a difference between the information in the home valuation survey and what is revealed within the title deeds. My solicitor says that he is obliged to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s course or action correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
We see that you have a post code search directory listing firms on the Kent Reliance conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Narborough?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Narborough.
My stepmother advised me that in buying a property in Narborough there could be various restrictions limiting what one can do in terms of external changes to the property. Is this right?
We are aware of anumerous of properties in Narborough which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Narborough should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am aiming to move property in April. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you suggest a removal company in Narborough. Conveyancing solicitor was found before I stumbled across this page.
On the afternoon of completion you can collect the keys from the selling agent but this should only happen after the previous owners solicitors inform the agent that they have the completion monies and the keys can be collected. After that you will need to advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in finding a residential property solicitor in Narborough or a lawyer with expertise in conveyancing in Narborough.
I recently had an offer accepted on a house in Narborough. My financial adviser pressured me to appoint their conveyancer. I paid an advanced payment of £200. A couple of days later, the conveyancer contacted me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
In my capacity as executor for the estate of my aunt I am selling a property in Cardiff but I am based in Narborough. My lawyer (approximately 235 kilometers from merequires that I execute a statutory declaration before completion. Could you suggest a conveyancing practitioner in Narborough to witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Narborough
My wife and I purchased a leasehold flat in Narborough. Conveyancing and Santander mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1998. The conveyancing solicitor in Narborough who previously acted has now retired. Do I pay?
The first thing you should do is contact HMLR to make sure that this person is indeed the new freeholder. It is not necessary to instruct a Narborough conveyancing firm to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Narborough Conveyancing for Leasehold Flats - Examples of Queries before buying
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Plenty Narborough leasehold apartments will incur a service bill for maintenance of the building invoiced on behalf of the freeholder. Should you buy the flat you will have to pay this contribution, normally periodically accross the year. This may differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a rentcharge for you to pay yearly, normally this is not a significant figure, say about £50-£100 but you need to enquire it because on occasion it can be many hundreds of pounds. Please note if it is fewer than eighty years it will impact the marketability of the property. It is worth checking with your mortgage company that they are content with remaining years on the lease. A short lease means that you will most likely need a lease extension sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you would be be obliged to have been the owner of the premises for two years before you are entitled to exercise a lease extension. What is the name of the managing agents?
The lawyers conducting our conveyancing in Narborough has sent documents to review that state the land is unregistered with epitome documents. How can it be that the property not registred at HMLR?
The majority of property in Narborough is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Narborough conveyancing practitioners will be familiar with such matters but in the event that uncertainty exists the usual proposition these days appears to be for the current owners to register it first and then sell - this this chain of events will cause a drawn-out transaction.