It is 10 years ago since I purchased my home in Cullercoats. Conveyancing solicitors have recently been instructed on the sale but I can't track down the deeds. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be with your mortgage company or they could still be with the conveyancers who acted in the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Cullercoats involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
Our bank has suggested solicitors on their panel based in Cullercoats but I would rather instruct a conveyancing lawyer in Cullercoats round the corner to me. Can you assist?
Far from all Cullercoats conveyancing firms are listed all lender’s conveyancing panel. Please make use of our find an approved solicitor tool to identify a Cullercoats conveyancing conveyancer on the on the lender panel.
A colleague advised me that in purchasing a property in Cullercoats there may be various restrictions prohibiting external changes to the property. Is this right?
There are anumerous of properties in Cullercoats which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Cullercoats should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously instructed solicitors locally in Cullercoats on the Barclays solicitor approved list. They have just billed me a further amount for dealing with the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your lawyer can levy a fee for this. This charge is not set by Barclays but by your Cullercoats lawyer. Some firms on the Barclays panel will charge ’dealing with mortgage’ fee and others do not.
Clydesdale have agreed my home loan in principle, my offer on a flat in Cullercoats has been agreed to, what are the next steps?
Your estate agent will wish to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Call up Clydesdale or the broker and complete any relevant documentation. Clydesdale will instruct a valuer who will get in contact with the selling agent or seller to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Clydesdale will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Cullercoats.
I have been told that property searches are a common cause of delay in Cullercoats conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are unlikely to feature in any slowing down conveyancing in Cullercoats.
I have recentlybeen informed that Arc property Solicitors have closed. They conducted my conveyancing in Cullercoats for a purchase of a leasehold apartment 9 months ago. How can I establish that my home is registered correctly in the name of the previous owner?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cullercoats conveyancing specialists.
Are there any apps to help locate a Cullercoats law firm on the Barclays Direct conveyancing panel? I drive a motor bike and am prepared to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the facility on this page. Please select a bank and your location and you will see a number of Cullercoats conveyancing lawyers locally. We have detailed some Cullercoats conveyancing firms at the bottom of this page and you can call them to see whether they are on the Barclays Direct member panel