It is 10 years ago since I acquired my house in Hebburn. Conveyancing solicitors have recently been instructed on the sale but I am unable to track down my title deeds. Is this a problem?
You need not be too concerned. First the deeds may be kept by your mortgage company or they may be in the possession of the lawyers who oversaw the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Hebburn involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I am selling my home in Hebburn. Will my property lawyer have to be required to be on the Bank of Ireland conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
I decided to have a survey carried out on a property in Hebburn ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will not issue a mortgage on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hebburn. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hebburn to see if the conveyancing will be more expensive.
I am looking into buying my first house which is in Hebburn and I am already nervous. I couldn't find anything specific about Hebburn. Conveyancing will be needed in due course but do you know about the Hebburn area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hebburn. In the meantime here are some basic statistics that we found
I have been sourcing a conveyancing solicitor in Hebburn for my remortgage. Can I check a firm’s record with the profession’s regulator?
Members of the public can read published Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.
What is the reason for my lawyer requiring numerous items of ID before I can commence with selling or purchasing a property in Hebburn?
Hebburn property lawyers are required by the Law Society, SRA, HMLR and current AML Regulations to certify that the have verified the identity of their clients. It is also sometimes a requirement of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, NI number and DOB.