Forgive me if this question is silly but I am new to the process as FTB of a two bedroom flat in Benton. Do I receive the keys to the premises on completion from my lawyer? If so, I will use a High Street conveyancing solicitor in Benton?
On the day of completion you do not need to attend the conveyancers office in Benton. Conveyancing lawyers for you will transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
The formalities of my purchase has taken place for my property in Benton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have instructed a Benton property lawyer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Benton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I require quick conveyancing in Benton as I have pressure to sign on the dotted line within one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you are at liberty not to have searches conducted although no lawyer would suggest that you don't. With plenty of history conveyancing in Benton the following are instances of what can appear and therefore impact market value: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
I decided to have a survey completed on a property in Benton in advance of instructing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may refuse to give a loan on this type of premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Benton. Conveyancing may be slightly more expensive based on your lender's requirements.
What is different about your site and alternative online quote calculators when it comes to conveyancing in Benton?
At this site receive an accurate quote from a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Benton. Unlike many estate agents and brokerage sites we do not charge firms a commission if you select them for your home move in Benton
In my capacity as executor for the will of my uncle I am selling a house in Monmouth but I am based in Benton. My lawyer (who is 250 miles from merequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Benton who can witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Benton based
I have recently had an offer accepted on an apartment in Benton and the estate agent that we are dealing with recommended his property lawyer. He quoted £800 including VAT and 3rd party costs. Does this sound reasonable?
Don't just go on a single estimate. One should obtain like-for-like quotes for your conveyancing in Benton. Then select one that you trust and crucially, is on the approved panel of the bank that you have applied for a mortgage from.