We were just about to exchange contracts for a ground floor flat in Sheffield. We encountered a problem. Our mortgage offer with National Westminster Bank runs out on 16/2/2026 but the vendors are suggesting a completion date of 18/2/2026. Is it possible to extend the mortgage offer?
The best person to deal with your question is your conveyancer who should determine if he or she is corresponding with the mortgage broker, owner’s representatives, selling agents or possibly all three given the history of your house move to date.
I have been told that property searches are the main reason for obstruction in Sheffield house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Sheffield.
I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Sheffield for a purchase of a freehold house 12 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sheffield conveyancing specialists.
I am buying a new build apartment in Sheffield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Sheffield
-
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I decided to have a survey done on a property in Sheffield before instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders may refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sheffield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sheffield to see if the conveyancing will be more expensive.
We are in the process of acquiring a apartment in Sheffield. Can the property lawyer keep our transaction price private from sites such as Zoopla. How do I ensure this is not disclosed?
HMLR are legally obliged to disclose price sold information on the official title for residential properties nationwide including properties in Sheffield. The Title Register is an open document, so the Land Registry would be breaching their statutory duty excluded certain homes such as the one in Sheffield.
In essence you can ask HM Land Registry to withhold the amount paid data but the answer would be in the negative.