Is the fact that my conveyancer in Ealing is not on my bank's solicitor panel that there is a problem with the quality of her work?
That would more than likely be a wrong assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Ealing conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
Are you able to recommend a Godiva Mortgages Ltd sanctioned Ealing conveyancing conveyancer finish our house move within less than a month? Am I best advised to unstruct a local Ealing practice or a factory type comparison site?
We would be happy to suggest some excellent Ealing conveyancing firms. Another option is to visit the high street in Ealing. Approach two or three firms and request to speak with a conveyancing solicitor for a fee estimate. Explain your time frames together with your reasons and ask for an assurance on your deadline. Appoint the one that you trust.
It is is a decade since I acquired my property in Ealing. Conveyancing lawyers have now been retained on the sale but I am unable to track down the deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by the lender or they could still be with the solicitor who acted in the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Ealing involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
The estate agent has sent us the confirmation of our purchase of a new build flat in Ealing. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Ealing
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared.
I am looking for a flat up to £235,500 and found one round the corner in Ealing I like with amenity areas and station nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Ealing for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
I was pointed in your direction by a number of estate agents in Ealing to find a property lawyer on your site. What’s the financial upside for Estate Agents to offer your site rather than alternative conveyancing organisations?
We don’t make any financial incentive for directing people to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.