My previous lawyer has quoted £1150 for fixed fee conveyancing in Ealing. I am looking to sell a Georgian house for £150,000. Are the quoted fees excessive? Is it in excess of the average fee for conveyancing in Ealing?
The charges are a little high. If you are happy to expend time comparing charges you could trim some of the expense by say £100 plus VAT. That being said, you couldcome to rue opting for an a cheaper solicitor. Remember to enquire that the solicitor can also act for your mortgage company. You can use our comparison tool to choose a Ealing conveyancing company on the banks member panel which can often include conveyancing solicitors in Ealing.
I am intent on selling our property in Ealing and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a national conveyancing practice rather than a conveyancing solicitor in Ealing. We have lived in Ealing for 4 years we know of no issue. Do we get in touch with our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
The deeds to our property can not be found. The conveyancers who handled the conveyancing in Ealing 4 years ago no longer exist. What are my options?
Nowadays there are copies made of almost everything, and your lawyer should be aware precisely where to locate all the appropriate documentation so you can purchase or dispose of your house without any difficulty. If duplicates are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against possible claims on the premises.
I'm purchasing a new build house in Ealing with a mortgage from TSB. The sellers would not budge the price so I negotiated £7000 of additionals instead. The property agent told me not inform my lawyer about this deal as it will put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a house in Ealing ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some banks may refuse to give a loan on this type of home.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ealing. Conveyancing will be smoother if you use a solicitor in Ealing especially if they are acquainted with such properties in Ealing.
My conveyancers in Ealing have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the lender directly.