We are purchasing a 3 bedroom apartment in Park Royal with a mortgage. We would like to retain our Park Royal conveyancer, but the mortgage company says he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or keep our Park Royal conveyancing practitioner and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Park Royal conveyancing lawyer to apply to be on the conveyancing panel.
I have given 2 months notice to my existing landlord and must leave my let out apartment in Park Royal by 10/4/2026. Conveyancing on my purchase is underway. How realistic is it to complete in a couple of weeks as I wish to avoid having to move into temporary accommodation?
Generally one should not give notice on a rental unless you have exchanged. If you have not already done so, notify to your lawyer and urge them to they chase the owners side, try to get a realistic time scale from them that everyone will work towards
It is is a decade since I purchased my property in Park Royal. Conveyancing solicitors have just been retained on the sale but I am unable to locate my deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they could be archived with the solicitor who handled the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Park Royal involves registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather appoint a Park Royal based conveyancing firm?
Do check but the the probability is that appoint one of their panel lawyers if you take up the "fee-free" deal. Contact the mortgage company and explore if they make available a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Park Royal.
Me and my brother have a renovated Victorian house in Park Royal. Conveyancing lawyer acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Park Royal and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who completed the work.
What can I expect to pay for conveyancing in Park Royal?
Almost all Park Royal conveyancing solicitors will agree to a fixed fee. In the event that extra work arise during the transaction your conveyancing practitioner should advise you in writing of such extra charges for any work immediately it becomes foreseeable. Some work on a no sale no fee basis, others will charge a proportion of the set fee, depending on the stage at which the deal aborts.
It is advisable to ask various firms to supply you an estimate.