Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Gunnersbury. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/1/2025, the requirements read as follows :
Are all Gunnersbury Conveyancing Quality Solicitors on the Co-operative conveyancing panel?
Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
Can you point me to a directory of HSBC panel solicitors in Gunnersbury on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings available on the web. If you are looking for a Gunnersbury lawyer on the HSBC please make the most of our facility.
My wife and I are in the process of viewing flats in Gunnersbury and I am about to put in an offer. Is it best to have a property lawyer on ‘stand by’? I will be getting a home loan with Kent Reliance.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
I opted to have a survey done on a house in Gunnersbury prior to instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some lenders will refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Gunnersbury. Conveyancing will be smoother if you use a solicitor in Gunnersbury especially if they are accustomed to such properties in Gunnersbury.
In what way can the Landlord & Tenant Act 1954 impact my commercial premises in Gunnersbury and how can you help?
The particular law that you refer to affords protection to commercial tenants, giving them the legal entitlement to make a request to court for a new lease and continue in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Gunnersbury
Is it best to appoint a Gunnersbury conveyancing solicitor in close proximity to the house I am hoping to buy? An old friend can carry out the legal formalities but his firm is located 300kilometers drive away.
The benefit of a high street Gunnersbury conveyancing practice is that you can visit the firm to sign documents, present your identification documents and pester them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust instructed your friend and the majority were happy that must outweigh using an unfamiliar Gunnersbury conveyancing lawyer just because they are based in the area.
I'm purchasing a flat in Gunnersbury. I have found my conveyancer's company on the CLC list, but I can't locate my conveyancer's name on the list. Is this a big problem?
Not every individual in the practice must be listed by the regulator. Provided there is someone qualified to 'oversee' the conveyancing, the actual day-to-day activity can be conducted by unqualified staff.