Is there a reason why leasehold purchase conveyancing in Kew costs more?
Kew leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
I am assisting my mother sell her flat in Kew. Does the conveyancing solicitor commission an energy performance certificate or should I organise this?
After the abolition of Home Information Packs, energy assessments was left as a required component of moving property. An EPC needs to be commissioned prior to the property being marketed. It is not as aspect of the sale process that conveyancers normally arrange. Where you are using a Kew conveyancing solicitor they might be willing to arrange EPC’s due to their contacts with long established local energy assessors
I'm spending time looking at houses in Kew and I am now considering a potential offer. Should I already have a lawyer appointed at this point? I intend to finance via a home loan with HSBC.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are obtaining a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
I am selling my flat. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Coventry BS are being a right pain. The Kew solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
four months have gone by following my purchase conveyancing in Kew took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a house in Kew prior to retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders tend not grant a loan on this type of home.
It depends who your proposed lender is. Santander has different requirements from Nationwide. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kew. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are FTB’s - had an offer accepted, but the property agent told us that the vendor will only issue a contract if we appoint the agent's preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer accustomed to conveyancing in Kew
We suspect that the seller is unaware of this requirement. If they want ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Bypass the agents and go straight to the owners and explain that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you are going to instruct your preferred Kew conveyancing firm - rather thanthe ones that will earn the estate agent a commission or achieve conveyancing targets pre-set by HQ.
What can I do where I am unhappy with the conveyancing practitioner who handled our conveyancing in Kew?
We live in an imperfect world, and is is a fact of life that every so often matters do not go as planned. Nevertheless there is recourse where you were dissatisfied with your conveyancing in Kew. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their regulator. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.