My mortgage broker requires my East Dean law firm’s panel member for the Santander conveyancing panel. Can you suggest how I find this out. I have tried my local East Dean office but they have not got back to me yet.
Have you tried speaking to your East Dean property lawyer about this?. Most East Dean conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My wife and I are purchasing a house in East Dean. I might seem paranoid but how we can trust a lawyer? At some point we have to put funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I happen to be the single beneficiary of my late mum's estate and I have everything in my name alone, including the house in East Dean. The East Dean property was put into my name in August. I want to move. I understand that there is a CML six month 'rule', which means that my property ownership may be treated the same way as if I'd bought the property in August. Is the property unsalable for six months?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Some banks would take a practical view as this clause primarily exists to identify subsales or the flipping of property.
Are all East Dean Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved practices?
Some major lenders now make use of CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
We are planning on selling our house in East Dean and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing firm rather than a conveyancing solicitor in East Dean. We have lived in East Dean for 4 years we know of no issue. Should we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Arc property Solicitors several years ago for my conveyancing in East Dean. I now require my papers however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Dean of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying my first flat in East Dean with the aid of help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not to tell my solicitor about the deal as it would affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a house in East Dean before instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks will refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in East Dean. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in East Dean to see if the conveyancing costs will increase in light of this.