My IFA has asked me for my Hampden Pk solicitor’s panel member for the HSBC conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Hampden Pk office but they cant find it on their system.
The sensible thing to do is ask for this information from your Hampden Pk conveyancing practitioner . They keep a central record lender panel numbers.
Forgive me if this question is silly but I am new to the house moving as a first time buyer of a ground floor flat in Hampden Pk. Do I collect the keys to the premises on completion from my solicitor? If so, I will find a local conveyancing solicitor in Hampden Pk?
On the day of completion you will not be required to go to the conveyancers office in Hampden Pk. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you should be invited to receive the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
Are all Hampden Pk Conveyancing Quality Solicitors on the Principality conveyancing panel?
A selection of banks and building societies now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
I have decided to exercise my right to buy my property in Hampden Pk off the council. I have a mortgage offer with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
We are planning on selling our home in Hampden Pk and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the purchasers used an online conveyancing firm rather than a conveyancing solicitor in Hampden Pk. We have lived in Hampden Pk for many years we know of no issue. Do we get in touch with our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Hampden Pk is where the house is located. Is there any guidance you can impart?
Flying freeholds in Hampden Pk are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hampden Pk you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hampden Pk may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to retain a conveyancing solicitor for leasehold conveyancing in Hampden Pk. I happened to discover a web site which seems to have the ideal offering If there is a chance to get all this stuff done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Having checked my lease I have discovered that there are only Sixty One years remaining on my lease in Hampden Pk. I am keen to get lease extension but my freeholder is absent. What are my options?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to track down the lessor. For most situations an enquiry agent should be useful to carry out a search and prepare a report which can be used as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer both on devolving into the landlord’s absence and the vesting order request to the County Court overseeing Hampden Pk.
I inherited a 1st floor flat in Hampden Pk, conveyancing formalities finalised December 2011. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Hampden Pk with an extended lease are worth £255,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease expires on 21st October 2098
You have 73 years left to run the likely cost is going to range between £8,600 and £9,800 as well as legals.
The figure above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.