It is 10 years ago since I bought my house in Pevensey. Conveyancing lawyers have now been instructed on the sale but I can't find the deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be with the lender or they could be archived with the conveyancers who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Pevensey relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
we are a couple who are purchasing a newly converted flat in Pevensey with a mortgage from Yorkshire Building Society.We like our Pevensey conveyancing practitioner but Yorkshire Building Society advised that she’s not on their approved list of member firms. we are left little option but to use a Yorkshire Building Society panel solicitor or retain our high street solicitor and fork out for a Yorkshire Building Society panel lawyer to represent them. This seems very unfair; Can we not simply insist that Yorkshire Building Society use our lawyer?
No, not really. The home loan offered to you contains terms and conditions, one of which will be that solicitors will be on the Yorkshire Building Society solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Yorkshire Building Society
Will our solicitor be raising questions regarding flooding as part of the conveyancing in Pevensey.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Pevensey. There are those who acquire a house in Pevensey, completely aware that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Solicitors are not best placed to give advice on flood risk, however there are a numerous searches that may be initiated by the purchaser or by their conveyancers which will give them a better understanding of the risks in Pevensey. The conventional set of information sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard inquiry of the seller to determine whether the property has suffered from flooding. If the residence has been flooded in past and is not revealed by the owner, then a purchaser may bring a claim for damages resulting from an incorrect answer. A purchaser’s solicitors should also conduct an environmental report. This should disclose whether there is any known flood risk. If so, additional inquiries will need to be carried out.
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Pevensey is where the house is located. What do you suggest?
Flying freeholds in Pevensey are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Pevensey you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pevensey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to switch firm as I have to find a firm on the Nottingham Building Society conveyancing list. I was using a family conveyancing solicitor in Pevensey round the corner but he is not accepted by Nottingham Building Society
We will our best to assist in finding you a conveyancing solicitor in Pevensey on the Nottingham Building Society panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Pevensey. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Pevensey.
I am looking for a conveyancing practitioner in Pevensey for my home move. Is there any facility to check a solicitor's record with the profession’s regulator?
You may find presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded call for training purposes.