My partner and I have recently bought a house in Pevensey. We have since encountered a number of problems with the house which we consider were omitted in the conveyancing searches. What action can we take? Can you clarify the nature of searches that should have been ordered as part of conveyancing in Pevensey?
The question is vague as what problems have arisen and if they are specific to conveyancing in Pevensey. Conveyancing searches and investigations initiated during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller fills in a document known as a Seller’s Property Information Form. answers turns out to be misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Pevensey.
Finally the sale completed on my house in Pevensey last November but the buyer keeps SMS messaging daily to moan that her solicitor needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?
After completion of your disposal your lawyer is duty bound to forward the transfer deeds and all additional paperwork to the buyer’s lawyers. If applicable, your conveyancer must also send confirmation that the home loan has been redeemed to the buyers conveyancers. There are no post completion requirements just for conveyancing in Pevensey.
We previously instructed conveyancing lawyers locally in Pevensey on the Lloyds solicitor panel. They have just invoiced me a further sum for dealing with the Lloyds mortgage. Is this an additional conveyancing fee set by Lloyds?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can charge a fee for this. The fee is not dictated by Lloyds but by your Pevensey property lawyer. Some firms on the Lloyds panel will quote ’dealing with mortgage’ fee and others do not.
After shopping around on the internet I have found a Pevensey lawyer having made sure that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Pevensey surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Co-operative have agreed my home loan in principle, my bid on a house in Pevensey has been accepted, what happens next?
The estate agent will need to be advised as to your conveyancer's details (make sure the conveyancers are on the bank’s approved list). Contact Co-operative or your broker and finalise any appropriate paperwork. Co-operative will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes on average a week to receive the mortgage offer. Co-operative will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Pevensey.
My father-in-law has suggested that I instruct his conveyancers in Pevensey. Should I choose my own conveyancer?
Much as we are happy to recommend a Pevensey conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get feedback from friends or relatives who have actually used the firm that you are considering.
Looking forward to exchange soon on a basement flat in Pevensey. Conveyancing lawyers have said that they will have a report out to me on Monday. What should I be looking out for?
The report on title for your leasehold conveyancing in Pevensey should include some of the following:
-
Setting out your legal entitlements in respect of common areas in the building.For example, does the lease contain a right of way over a path or staircase? Whether the lease restricts you from letting out the flat, or having a home office for business Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Does the lease prohibit wood flooring? Repair and maintenance of the property
I purchased a split level flat in Pevensey, conveyancing was carried out half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Pevensey with over 90 years remaining are worth £190,000. The ground rent is £65 charged once a year. The lease ceases on 21st October 2087
With just 61 years left to run we estimate the price of your lease extension to span between £19,000 and £22,000 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.
What can I do to find out who owns a house in Pevensey?
Provided the property is registered with the Land Registry, and you have the specifics of the address of the premises, you should be able to obtain details from the the Land Registry of the recorded proprietor for a a minimal charge.