My partner and I have arranged a further advance on our mortgage from Skipton as we wish to conduct improvements to our house in Alfriston. Do we need to select a nearby Alfriston solicitor on the Skipton conveyancing panel to deal with the paperwork?
Skipton would not normally instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
I'm at the point of looking at apartments in Alfriston and I am about to put in an offer. Should I already have a solicitor appointed at this point? I intend to finance via a home loan with Clydesdale.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are taking out a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
Completion of my remortgage has taken place for my property in Alfriston. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Various online forums that I have visited warn that are the number one cause of obstruction in Alfriston conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Local searches are not likely to feature in any delay in conveyancing in Alfriston.
Just had an offer accepted on a new build apartment in Alfriston. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Alfriston
-
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
In what way does the Landlord & Tenant Act 1954 affect my commercial offices in Alfriston and how can you help?
The 1954 Act provides security of tenure to commercial tenants, granting the right to apply to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Alfriston is one of our many locations in which the firms we work with are based
I need to instruct a conveyancing practitioner in Alfriston for my home move. Is it possible to see a solicitor's complaints history with the legal regulator?
One can see presented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator may recorded call for training requirements.
Two months into buying a residence in Alfriston. Conveyancing solicitor has phoned to say the title is "Leasehold". Will this likely adversely affect our Halifax valuation?
Alfriston conveyancing does not ordinarily involve leasehold houses. The key consideration here is the length of lease and the ground rent. If it's 999 years with a peppercorn rent, it's essentially freehold, so it’s unlikely to affect the value too much.
At the other end of the spectrum, if it's, say, 50 years it is bound to have a adverse effect on the value, and most likely wouldn't be mortgageable. The remaining lease term and ground rent will be specified in the lease to be supplied to your lawyer.