We were just about to sign contracts for a property in Alfriston. We have hit a snag. Our loan offer with Platform Home Loans Ltd runs out on 21/12/2026 but the sellers are insisting on a completion date of 23/12/2026. Is it possible to extend the loan expiry date?
The person best placed to deal with your concern is your lawyer who will calculate whether they corresponding with the bank, vendor’s conveyancers, property agents or possibly all parties given the history of your house move as of today.
My aunt passed away last year and as sole heir and executor I was left the house in Alfriston. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
How can we tell if a Alfriston conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Alfriston getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your transaction.
I had an offer accepted on an apartment in Alfriston on 3/9/2026, valuation was booked 2 days later, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Are Leeds Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Lloyds have agreed my home loan in principle, my offer on a property in Alfriston has been accepted, what are the next steps?
The estate agent will want to know who your solicitors are (be sure the property lawyers are on the lender’s approved list). Contact Lloyds or your broker and finish off any relevant documentation. Lloyds will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Lloyds will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Alfriston.
I need to instruct a conveyancing solicitor for freehold conveyancing in Alfriston. I happened to chance upon a site which looks to be the perfect solution If it is possible to get all formalities done via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I today plan to offer on a house that seems to meet my requirements, at a great figure which is making it all the more appealing. I have just found out that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Alfriston. Conveyancing solicitors have not yet been instructed. Will they explain the issues?
Most houses in Alfriston are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. it is apparent that you are buying in Alfriston so you should seriously consider looking for a Alfriston conveyancing solicitor and be sure that they have experience in advising on leasehold houses. First you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want to the property. The lease will likely included provisions such as requiring the landlord’spermission to carry out alterations. It may be necessary to pay a service charge towards the upkeep of the communal areas where the house is located on an estate. Your solicitor will appraise you on the various issues.
I own a garden flat in Alfriston, conveyancing formalities finalised 9 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Alfriston with a long lease are worth £202,000. The average or mid-range amount of ground rent is £55 levied per year. The lease ceases on 21st October 2082
With just 56 years unexpired the likely cost is going to span between £29,500 and £34,000 as well as legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
I am buying a house and cash is in place. I have provided conveyancer with two separate proof of photo identification, bank statement, endless utility bills. Now he wants a copy from a probate lawyer advising that the money is in place and that it has come from inheritance and not via illegitimate means.
In today’s world you will not be able to complete any Alfriston conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Proof of your source of funds is required under Money Laundering Regulations.