I am purchasing residence in Hailsham. My Solicitor is not on the bank conveyancing list. Is it possible for me to use my Hailsham conveyancing solicitor notwithstanding that they are not on the bank approved list?
You have a couple of options open to you here
- Carry on with your chosen Hailsham solicitor but your lender will undoubtedly appoint a solicitor from their approved list. This will result in additional cost together with potential interruption.
- Choose a fresh conveyancing practitioner to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get listed on the mortgage company panel of solicitors
My wife and I are soon to complete buying a property in Hailsham but as a consequence of wreckage from the recent storms I have was able negotiate compensation from the current proprietors of £2k by way of a deduction in the price. I had intended this to be dealt with as part of amending the contract yet Nottingham will not agree to this. Should they have been informed?
The conveyancing practitioner being on the Nottingham conveyancing panel is required to inform Nottingham of any changes to the purchase price. If you were to refuse your solicitor to report the reduction to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new conveyancing practitioner for your conveyancing in Hailsham.
My aunt informed me that in purchasing a property in Hailsham there may be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
We are aware of a number of properties in Hailsham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Hailsham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had chosen conveyancing lawyers located in Hailsham on the Leeds Building Society solicitor panel. They are now charging me a further charge for dealing with the Leeds Building Society mortgage. Is this an additional conveyancing fee specified by Leeds Building Society?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer can levy a fee for this. This fee is not dictated by Leeds Building Society but by your Hailsham lawyer. Numerous firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee and others do not.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Hailsham solicitor - who is on the Kent Reliance conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hailsham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have justbecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Hailsham for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The easiest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hailsham conveyancing specialists.
I need to instruct a conveyancing solicitor in Hailsham for my sale. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
You may find documented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes recorded call for training requirements.
I am intending to sublet my leasehold apartment in Hailsham. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Even though your last Hailsham conveyancing lawyer is no longer around you can review your lease to see if it allows you to sublet the property. The accepted inference is that if the lease is silent, subletting is allowed. Quite often there is a prerequisite that you are obliged to seek consent from your landlord or some other party in advance of subletting. The net result is that you cannot sublet in the absence of first obtaining consent. Such consent must not not be unreasonably turned down. If your lease prohibits you from letting out the property you should ask your landlord for their consent.
I acquired a 1 bedroom flat in Hailsham, conveyancing formalities finalised February 2001. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Hailsham with an extended lease are worth £206,000. The ground rent is £45 yearly. The lease comes to an end on 21st October 2092
With 66 years remaining on your lease we estimate the price of your lease extension to span between £12,400 and £14,200 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.