We went with a high street lawyer for our conveyancing in Eastbourne yesterday. Upon checking the official terms of business I notewe are on the hook for fees even if our purchase aborts. Should I ditch them and choose a web based lawyer promising no move no charge conveyancing in Eastbourne?
It is usually a trade off in that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be more expensive to counteract the cases that do not proceed. You should be mindful that these offerings tend not to cover expenditure for example Eastbourne conveyancing search costs.
Would the conveyancing practitioners to be found on your site execute auction conveyancing in Eastbourne?
There are a number of auction solicitors we can put you in touch with those who can conduct auction conveyancing. Eastbourne is just one of the many locations in which our lawyers are based.
I'm the sole recipient of my late father’s will with all property in now in my sole name, including the my former home in Eastbourne. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the house. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be treated the same way as if I'd bought the property in February. Do I have to wait 6 months to sell?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view mortgage companies take of it, depend on the bank as this requirement chiefly exists to pick up on the purchase and immediately sell or the quick reselling of properties.
We expect to receive a AIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Eastbourne solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Eastbourne solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I am selling my house. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being problematic. The Eastbourne solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Do commercial conveyancing searches reveal impending roadworks that may impact a commercial property in Eastbourne?
Many commercial conveyancing solicitors in Eastbourne will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Eastbourne. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Eastbourne.
For every commercial conveyancing transaction in Eastbourne it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Eastbourne commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Eastbourne.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Eastbourne is where the house is located. What do you suggest?
Flying freeholds in Eastbourne are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Eastbourne you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Eastbourne may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
A licensed conveyancer handled my conveyancing in Eastbourne half a dozen years past having archived my title documents but has since been shut down – What can I do to get hold of these?
Deeds, as such, are no longer appropriate for most homes in Eastbourne are archived electronically at Land Registry. Where you need to establish evidence of proprietorship or are selling or refinancing your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.