We are a couple about to sign contracts for a freehold house in Finchley. We encountered a problem. Our mortgage offer with Accord Mortgages Ltd runs out on 7/9/2026 but the vendors are putting forward a completion date of 9/9/2026. Is it possible to prolong the loan expiry date?
The person best placed to deal with your question is your solicitors who will hopefully determine whether they better off negotiating with the bank, seller’s conveyancers, property agents or possibly all parties given the history of your transaction as of today.
Our mortgage company has suggested solicitors on their panel based in Finchley but I would rather instruct a conveyancing lawyer in Finchley or nearer to where I live. Are you able to assist?
It is by no means the case that all Finchley conveyancing practices are on all banks conveyancing panel. Please make the most of our find an approved solicitor tool to find a Finchley conveyancing solicitor on the on the bank panel.
A colleague informed me that in purchasing a property in Finchley there may be various restrictions prohibiting external alterations to the property. Is this right?
We are aware of a number of properties in Finchley which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Finchley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
is it true that all Finchley conveyancing solicitors on the Coventry BS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Coventry BS conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
I am expecting a OIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Finchley solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Finchley solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I need some quick conveyancing in Finchley as I have a deadline to sign on the dotted line inside 3 weeks. Luckily I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
As you are are a cash buyer you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Finchley the following are examples of issues that can crop up and adversely affect the marketability of the property: Enforcement Actions, Overdue Charges, Overdue Grants, Unadopted Roads,...
I used Arc property Solicitors a few years past for my conveyancing in Finchley. Now, I need my documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Finchley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Finchley differ for new build properties?
Most buyers of new build or newly converted property in Finchley contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Finchley usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Finchley or who has acted in the same development.