We were just about to exchange contracts for a semi detached house in Hampstead Garden Suburb. We have hit a stumbling block. The loan offer with Britannia runs out on 12/11/2026 but the sellers are suggesting a completion date of 16/11/2026. Is it possible to prolong the mortgage expiry date?
The person best placed to deal with your issue is your solicitors who should determine if he or she is corresponding with the bank, owner’s representatives, estate agents or indeed all three given the history of your transaction as of today.
It is a dozen years since I bought my home in Hampstead Garden Suburb. Conveyancing solicitors have just been appointed on the sale but I can't find the deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be retained by your lender or they could be archived with the solicitor who oversaw your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Hampstead Garden Suburb involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
Our mortgage company has recommended solicitors on their panel based in Hampstead Garden Suburb but I would rather use a conveyancing lawyer in Hampstead Garden Suburb round the corner to me. Are you able to assist?
It is by no means the case that all Hampstead Garden Suburb conveyancing solicitors are listed all lender’s conveyancing panel. Use the above find an approved solicitor tool to locate a Hampstead Garden Suburb conveyancing firm on the on the mortgage company panel.
I need some fast conveyancing in Hampstead Garden Suburb as I am faced with pressure to exchange contracts inside 3 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a cash purchaser you have the choice not to have searches carried out although no lawyer would recommend that you don't. Drawing on our experience of conveyancing in Hampstead Garden Suburb the following are instances of issues that can crop up and adversely impact future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
I moved into my house on 5 February and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Hampstead Garden Suburb expressed confidence that it would be dealt with inside ten days. Are properties in Hampstead Garden Suburb uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Hampstead Garden Suburb registration formalities. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any other parties. At present in the region of 80% of submission are fully addressed within 12 days but some can be subject to protracted delays. Historically registration occurs once the purchaser has moved in to the premises thus 'speed' is not usually an essential issue yet where there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
I decided to have a survey carried out on a house in Hampstead Garden Suburb ahead of appointing solicitors. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to give a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hampstead Garden Suburb. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hampstead Garden Suburb to see if the conveyancing will be more expensive.