Is the fact that my solicitor in East Finchley is not identified on my mortgage company's solicitor panel that there is a problem with the quality of her conveyancing?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the East Finchley conveyancing firm and enquire why they are no longer on the approved list for your bank.
Last September we completed a house move in East Finchley. We have since encountered a number of problems with the property which we believe were overlooked in the conveyancing searches. What action can we take? What searches should? have been carried out for conveyancing in East Finchley?
The question is not clear as what problems have arisen and if they are relate to conveyancing in East Finchley. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, a seller answers a form known as a Seller’s Property Information Form. If the information is misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in East Finchley.
We previously appointed conveyancing lawyers based in East Finchley on the Co-operative solicitor panel. They are now charging me a supplemental fee for dealing with the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer may levy a fee for this. This fee is not set by Co-operative but by your East Finchley solicitor. Some firms on the Co-operative panel will levy ’dealing with mortgage’ fee and others do not.
The formalities of my remortgage has taken place for my property in East Finchley. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am selling my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being a right pain. The East Finchley solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up as part of conveyancing in East Finchley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in East Finchley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am a sole trader wishing to lease a unit on the high street. Can you recommend conveyancers offering no-sale-no costs for commercial conveyancing in East Finchley for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in East Finchley, including the sale and purchase of businesses as well as simply premises. If you are looking to purchase or sell a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. As for the costs this will depend on the structure and heads of terms of the deal. Please provide us with your details or phone us so that we may provide you with comprehensive commercial conveyancing calculation.
What type of property do your East Finchley conveyancing estimates apply to?
Our conveyancing quotes are only appropriate to standard domestic homes in England & Wales. Should you have any different requirements for instance industrial or agricultural property or commercial conveyancing in East Finchley you should contact us to consider your requirements .