What is the best method for identifying a reasonably priced conveyancing in Glastonbury?
Option 1 is to ask connections who they used in the past and if they were happy with the service.
Option 2 is to use a comparison service on the web for conveyancing in Glastonbury. Telephone a couple or more firms listed and invite them to forward you their conveyancing fees and discuss your needs with the solicitor who will handle the conveyancing in advance ofmaking your choice.
Option 3 is to make use of this site to help you find the right solicitors taking into account your individual factors including location,speed, complexity and who your intended mortgage company is. Do not be teased by low cost conveyancing in Glastonbury
It is a dozen years since I bought my house in Glastonbury. Conveyancing solicitors have just been appointed on the sale but I am unable to track down my title documents. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the lender or they may be archived with the conveyancers who acted in the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Glastonbury involves registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
When reading mumsnet.com for a conveyancing solicitor in Glastonbury, most post that I should use a CQS assured solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's biggest mortgage companies. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. CQS is not a scheme offered by the Society for Licensed Conveyancers. Glastonbury is one of the numerous areas of the UK where there are CQS lawyers.
I am currently in the process of buying my council flat in Glastonbury. I have a mortgage offer with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
The formalities of my purchase has taken place for my property in Glastonbury. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Glastonbury building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Glastonbury conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend in accordance with their specific requirements. I have no idea who is right.
As long as the conveyancing practitioner is on the bank approved list, they must comply with the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have been told that property searches are a common cause of hinderance in Glastonbury conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances in the conveyancing process. Searches are not likely to feature in any delay in conveyancing in Glastonbury.
My wife and I have instructed a Glastonbury conveyancing solicitor for our home move (FTB’s) and have picked up in the Ts and Cs that they are not regulated by the FCA. Am I right to be worried or is that standard with conveyancer?
We can't see why they should be. Most conveyancing practitioner don't lend money. They should be regulated by the Solicitors Regulation Authority, who dictate stringent obligations covering funds deposited on client account.