I am expecting a mortgage with Santander. I would like to retain the legal services of a Licensed Conveyancer in Glastonbury. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are about to exchange contracts for a garden flat in Glastonbury. We have hit a snag. The mortgage offer with Nottingham Building Society runs out on 23/4/2026 but the vendors are putting forward a completion date of 27/4/2026. Can one extend the mortgage expiry date?
The person best placed to deal with your concern is your conveyancer who will determine if he or she is corresponding with the mortgage company, seller’s solicitors, estate agents or possibly all three taking into account the circumstances your transaction to date.
My wife and I own a 4 bedroom Victorian property in Glastonbury. Conveyancing practitioner represented me and Aldermore. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Glastonbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who completed the work.
How does conveyancing in Glastonbury differ for newly converted properties?
Most buyers of new build residence in Glastonbury come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is completed. This is because house builders in Glastonbury typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Glastonbury or who has acted in the same development.
I opted to have a survey carried out on a property in Glastonbury prior to instructing conveyancers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some lenders will refuse to issue a mortgage on this type of home.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Glastonbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Glastonbury to see if the conveyancing will be more expensive.
I am on look out for some leasehold conveyancing in Glastonbury. Before I set the wheels in motion I want to be sure as to the remaining lease term.
Assuming the lease is recorded at the land registry - and almost all are in Glastonbury - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Glastonbury - Examples of Questions you should ask Prior to Purchasing
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Is anyone aware of any major works anticipated that could increase the maintenance fees? Its a good idea to find out as much as you can concerning the company managing the block as they will either make living at the property much easier or problematic. As the proprietor of a leasehold property you will be at the mercy of the managing agents both financially and when it comes to every day issues such as the cleanliness of the common parts. Ask prospective neighbours if they are happy with their management. On a final note, investigate as to the dates that the service charges are due to the managing agents and specifically how they are spending the funds. This question is useful as a) areas could cause problems in the building as the communal areas may begin to deteriorate where maintenance remain unpaid b) if the leaseholders have a dispute with the running of the building you will want to have complete disclosure