My fiance and I intend to remortgage our apartment in Martock with Santander. We have a son 18 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have a couple of concerns (1) Is this form unique to the Santander conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
First, rest assured that your Santander conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Santander. This is solely used to protect Santander if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Santander had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Me and my partner are buying a property in Martock. I might seem paranoid but how we can trust a lawyer? On the day of competition we will need to put money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to move home in March. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you recommend a removal company in Martock. Conveyancing firm was found prior to coming across this website.
On the day of completion you will need to pick up the keys from the selling agent however this should only be done once the vendors lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you should tell the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can assist you in locating a residential property solicitor in Martock or a legal practice that specialises in conveyancing in Martock.
After weeks of negotiation I have agreed a price on a house in Martock. My mortgage broker suggested a solicitor. I paid an upfront payment of £175. A couple of days later, the lawyer contacted me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Action Conveyancing several years ago for my conveyancing in Martock. Now, I need the documents however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Martock of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Martock differ for newly converted properties?
Most buyers of new build or newly converted property in Martock come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because builders in Martock tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Martock or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Martock ahead of appointing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some lenders tend refuse to give a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you contact us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Martock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Martock to see if the conveyancing will be more expensive.
My father has recommend that I instruct his conveyancing solicitors in Martock. Should I use them?
There are no two ways about it the best way to choose a conveyancing lawyer is to seek feedback from friends or family who have actually used the solicitor you're contemplating using.