I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Langport. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/10/2025, the requirements read as follows :
I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Langport for a purchase of a leasehold flat 10 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?
The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Langport conveyancing specialists.
I am purchasing a new build house in Langport with a loan from Nationwide Building Society. The builders refused to move on the price so I negotiated £7000 of additionals instead. The house builders rep advised me not inform my conveyancer about this deal as it may put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £245,000 and identified one near me in Langport I like with open areas and station nearby, however it only has 49 years unexpired on the lease. There is not much else in Langport suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
As co-executor for the estate of my aunt I am disposing of a residence in Monmouth but reside in Langport. My solicitor (approximately 300 kilometers awayhas requested that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Langport who can witness and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Langport
There are a lot of houses in Langport on private lanes. We are purchasing one such house. What are the advantages and disadvantages of purchasing a residence on a private road?
Langport conveyancing firms are well versed in dealing homeson unadopted roads. Your lawyer will review the Land Registry data to identify any rights or liabilities. In many cases there is a residents association that owners pay into for the upkeep of the road. If one exists, the road should be maintained and appear better than council maintained.