Can your site be used to find a Conveyancing solicitor in Somerton even where I’m not purchasing or disposing of a house, for instance where I intend to buy a shop in Somerton with a loan from Bank of Ireland?
Our search tool is mainly utilised to help choose domestic conveyancing solicitors in Somerton but we have listed towards the end of this page some Somerton commercial conveyancing firms. You will need to enquire with the firm directly to establish if they are also authorised to represent Bank of Ireland
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Somerton. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/2/2025, the requirements read as follows :
Have just purchased a probate house at auction in Somerton. Conveyancing is required. What happens now?
Having exchanged you now have to appoint a conveyancing practitioner soon as you now have a tight a fixed date to complete the purchase. All auction property should have a bespoke legal set of papers. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
I am purchasing a victorian detached house in Somerton. Our aim is to an extension at the rear at the property.Will legal conveyancing on the property involve investigations to determine if these alterations are prohibited?
Your property lawyer will check the registered title as conveyancing in Somerton will sometimes identify restrictions in the title deeds which prohibit categories of changes or require the permission of a 3rd party. Certain works require local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I have finally had an offer on a flat in Somerton agreed to, the owners do however have a tied purchase. The owners have placed an offer on somewhere, but it’s not yet tied up, and are looking at other apartments booked. I have instructed a nearby conveyancing solicitor in Somerton. What should be my next step? At what stage do I apply for the mortgage with Santander?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then survey, Somerton conveyancing search charges, etc). The first thing to do is ensure that your lawyer is on the Santander approved list. As to the subsequent steps this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a buoyant market many purchasers would apply for a home loan with Santander and pay for the valuation and only if it was satisfactory would they ask their property lawyer to press on with searches.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who handled the conveyancing in Somerton 4 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to hold title deeds to establish that you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
What does commercial conveyancing in Somerton cover?
Non domestic conveyancing in Somerton incorporates a wide range of guidance, supplied by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I am looking at a couple of apartments in Somerton both have approximately 50 years left on the leases. Will this present a problem?
There is no doubt about it. A leasehold apartment in Somerton is a deteriorating asset as a result of the reducing lease term. The closer the lease gets to its expiry date, the more it reduces the marketability of the premises. The majority of buyers and mortgage companies, leases with under eighty years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Somerton conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
Leasehold Conveyancing in Somerton - A selection of Questions you should consider Prior to Purchasing
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The best form of lease structure is a share of the freehold. In this scenario the lessees benefit from being in charge if their destiny and notwithstanding that a managing agent is frequently retained where it is bigger than a house conversion, the managing agent retained by the leaseholders. Does the lease have onerous restrictions? Is there a share of the freehold?