Me and my fiance are acquiring a ground floor flat in Montacute. My Solicitor is not on the lender solicitor panel. Am I still permitted to continue with my Montacute conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
Your options include
- Complete the purchase with your preferred Montacute conveyancing practitioner but your mortgage company will no doubt appoint a lawyer on their conveyancing panel. The net result is additional cost together with potential delay.
- Choose a new conveyancer to conduct the conveyancing, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to do everything within their powers to join the bank’s conveyancing panel
My partner and I intend to remortgage our apartment in Montacute with Virgin Money. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this form unique to the Virgin Money conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
First, rest assured that your Virgin Money conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Virgin Money. This is solely used to protect Virgin Money if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Virgin Money had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Montacute. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 23/4/2026, the requirements read as follows :
We are selling our house in Montacute and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A high street Montacute conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a web based conveyancing outfit rather than a conveyancing solicitor in Montacute. We have lived in Montacute for three years we know of no issue. Is it a good idea to contact our local Authority to obtain confirmation need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Montacute differ for newly converted properties?
Most buyers of new build or newly converted property in Montacute come to us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Montacute tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Montacute or who has acted in the same development.
I am looking into buying my first house which is in Montacute and I am already nervous. I couldn't find anything specific about Montacute. Conveyancing will be needed in due course but do you know about the Montacute area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Montacute. In the meantime here are some basic statistics that we found