I have given 2 months notice to my current landlord and must be out of my rented property in Goodrich by the end of next month. Conveyancing for my house purchase is progressing. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
The normal practice is not to provide notice on a rental until you have exchanged. Assuming that you have not previously done so, contact to your lawyer and ask them to they cajole the other side, try to an acceptable time-line that everyone will look to achieve
Completed the sale of my flat in Goodrich last November but the buyer keeps e-mailing daily complaining that her conveyancer needs to hear from mine. What are the post completion sale legalities now that I have sold?
Following your sale your solicitor is duty bound to send the transfer deeds and all additional paperwork to the buyer’s solicitors. If applicable, your conveyancer must also send confirmation that the home loan has been repaid to the buyers lawyers. There are no post completion requirements peculiar conveyancing in Goodrich.
Is it correct that all Goodrich CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?
It is true that some banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
Can I be sure that the Goodrich conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Goodrich seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
The formalities of my purchase has taken place for my property in Goodrich. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I have been told that property searches are the primary cause of delay in Goodrich house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays in the conveyancing process. Searches are not likely to feature in any holding up conveyancing in Goodrich.
I decided to have a survey carried out on a house in Goodrich prior to retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend not give a mortgage on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Goodrich. Conveyancing will be smoother if you use a solicitor in Goodrich especially if they are familiar with such properties in Goodrich.
I today plan to offer on a house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have since found out that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Goodrich. Conveyancing advisers have not yet been instructed. Will they explain the issues?
The majority of houses in Goodrich are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are buying in Goodrich in which case you should be looking for a Goodrich conveyancing solicitor and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’sconsent to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the communal areas where the house is located on an estate. Your solicitor will appraise you on the various issues.
I inherited a basement flat in Goodrich, conveyancing having been completed 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar properties in Goodrich with a long lease are worth £170,000. The ground rent is £50 yearly. The lease ceases on 21st October 2104
With just 79 years remaining on your lease we estimate the premium for your lease extension to range between £7,600 and £8,800 as well as costs.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.