I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Cinderford. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/12/2025, the requirements read as follows :
I am intent on selling our home in Cinderford and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. It does beg the question why the buyers used an internet conveyancing practice as opposed to a conveyancing solicitor in Cinderford. We have lived in Cinderford for 4 years we know of no issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Cinderford differ for newly converted properties?
Most buyers of new build property in Cinderford approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is built. This is because developers in Cinderford tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cinderford or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Cinderford is the location of the property. What do you suggest?
Flying freeholds in Cinderford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cinderford you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cinderford may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I only have 62 years remaining on my lease in Cinderford. I now want to extend my lease but my landlord is absent. What should I do?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to find the freeholder. On the whole an enquiry agent should be useful to conduct investigations and to produce an expert document to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor in relation to devolving into the landlord’s disappearance and the application to the County Court overseeing Cinderford.
Cinderford Leasehold Conveyancing - Examples of Questions you should ask before buying
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Make sure you enquire if there is anything that is prohibited in the lease. By way of example it is very common in Cinderford leases that pets are not allowed in certain buildings in Cinderford. If you like the propertyin Cinderford however your cat is not allowed to move with you then you will be presented with a difficult compromise. The best form of lease arrangement is where the freehold reversion is in the ownership of the leaseholders. In this situation the tenants enjoy control and notwithstanding that a managing agent is often retained where the building is bigger than a house conversion, the managing agent is directed by the tenants.
I am purchasing a flat mortgage free. My lawyer has been supplied with with 2 distinct proof of photographic ID, bank statement, numerous utility bills. Now he wants a copy from a probate lawyer stating that the funds are legitimate and that it has come from inheritance and not selling fake watches.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Cinderford conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.