My fiance and I changing mortgage lender for our maisonette in Forest of Dean with Coventry BS. We have a son 18 who lives with us. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have a couple of concerns (1) Is this form unique to the Coventry BS conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Coventry BS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Coventry BS. This is solely used to protect Coventry BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Coventry BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Forest of Dean. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/5/2025, the requirements read as follows :
Just acquired a semi-detached house in Forest of Dean , What is the estimated time for the Land Registry to record the transfer to my name? My Forest of Dean conveyancing solicitor has been painfully slow, so I want to be sure the registration formalities are dealt with.
As far as conveyancing in Forest of Dean is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry communicate with any third parties. At present roughly three quarters of submission are completed in less than three weeks but some can be subject to extensive delays. Historically registration occurs after the purchaser is living at the property therefore post completion formalities is not usually primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
Is it possible to switch conveyancer as I need to retain one who is on the Bank of Scotland conveyancing list. I was using a local conveyancing solicitor in Forest of Dean round the corner but she is not accepted by Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Forest of Dean on the Bank of Scotland panel. Please note that the law firms that we list do not pay us commission if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Forest of Dean. In utilising search facility on this site, you can contrast costs for conveyancing solicitors in Forest of Dean and beyond.
Estate agents have just been given the go-ahead to market my 2 bed flat in Forest of Dean. Conveyancing is yet to be initiated, but I have just received a quarterly service charge invoice – Do I pay up?
The sensible thing to do is pay the invoice as you normally would given that all rents and maintenance invoices should be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Forest of Dean Conveyancing for Leasehold Flats - Sample of Queries Prior to buying
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It is important to be aware whether a new roof is being installed or some other significant cost is due in the near future to be shared between the leaseholders and will dramatically increase the the maintenance costs or require a one off payment. The best form of lease arrangement is a share of the freehold. In this scenario the lessees have being in charge if their destiny and even though a managing agent is often retained where it is larger than a house conversion, the managing agent employed by the leaseholders. Is there a share of the freehold?
Your search tool is useful but there are many lawyers listed near Forest of Dean being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the lender approved panel?
We do not recommend specific Forest of Dean firms as the right Forest of Dean conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Forest of Dean knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..