I am buying a property without a mortgage in Forest of Dean. I have lived for the last dozen years in Forest of Dean. Conveyancing searches are a lot of money. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a home loan, then almost all of the Forest of Dean conveyancing searches are at your discretion. Your solicitor will 'advise', perhaps strongly, that you should have searches completed, but she has a professional duty to take that path of encouragement . One thing to consider; if you are intend to dispose of the house in the future, it could be of interest to your future buyer what the searches disclose. On occasion premises with functional issues can still throw up adverse search results. A competent conveyancing solicitor in Forest of Dean will provide you some sensible guidance here.
Finally the sale completed on my house in Forest of Dean last August yet the purchaser is calling daily to say his solicitor needs to hear from mylawyer. What should have happened following completion?
Post completion of your disposal your conveyancer should forward the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your lawyer should also confirm that the legal charge in favour of the lender has been redeemed to the purchasers solicitors. There is unlikely to be post completion requirements peculiar conveyancing in Forest of Dean.
We hope to to purchase with Melton Mowbray Building Society. We have called around locally but am struggling to find a Forest of Dean conveyancing firm on the Melton Mowbray Building Society approved list. Could you help?
You should make the most of the search tool on this page. Please choose the lender and type Forest of Dean or your preferred area and you will be presented with numerous conveyancers offices in Forest of Dean or near you.
Me and my brother purchased a semi-detached Georgian property in Forest of Dean. Conveyancing solicitor acted for me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Forest of Dean and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing solicitor who completed the work.
I'm purchasing my first flat in Forest of Dean with a loan from Bank of Scotland. The sellers would not move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not inform my lawyer about this deal as it would impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I best advised to use a Forest of Dean conveyancing practitioner based in the area that I am hoping to buy? An old friend can conduct the legal work however they are based a couple of hundredkilometers drive away.
The benefit of a high street Forest of Dean conveyancing firm is that you can visit the firm to sign paperwork, hand in your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and they were impressed that should trump using an unknown Forest of Dean conveyancing lawyer just because they are based in the area.