I plan on buying a maisonette in Drybrook. My Conveyancer is not listed on the lender approved list. Am I still permitted to continue with my Drybrook conveyancing solicitor notwithstanding that they are not on the lender panel of approved conveyancing solicitors?
You have a couple of choices open to you here
- Complete the deal with your chosen Drybrook solicitor but your lender will undoubtedly instruct a conveyancing practitioner on their approved list. The net result is additional charges together with likely frustration.
- Get a fresh lawyer to conduct the conveyancing, obviously checking they are on the mortgage company conveyancing panel.
- Convince your conveyancer to do everything within their powers to get listed on the mortgage company conveyancing panel
Me and my partner are about to complete buying a property in Drybrook but as a consequence of wreckage from the recent storms I have managed to agree compensation from the seller in the sum of three thousand pounds by way of a reduction in the price. This was going to be addressed as part of the conveyancing process however Santander will not agree to this. Why were they approached?
Your conveyancer being on the Santander conveyancing panel is obliged to disclose to Santander of any amendments to the purchase price. If you were to refuse your solicitor to report the price change to Santander then they would have to discontinue acting for you. In addition, Santander and you would have to appoint a new conveyancing practitioner for your conveyancing in Drybrook.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Drybrook so that I can attend their offices when needed.
Nowadays approved lawyers for mortgage companies conduct all of the communications via Royal Mail, internet or over the phone. This enables them to carry out the legal work for your home move no matter where you live in the country. However you should check if you have the option of visiting the offices of your conveyancing lawyer if you prefer.
I opted to have a survey completed on a house in Drybrook in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks may not give a mortgage on a flying freehold property.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Drybrook. Conveyancing may be slightly more expensive based on your lender's requirements.
How easy is it to change conveyancer as I need to find one who is on the Halifax conveyancing list. I hired a family conveyancing solicitor in Drybrook round the corner but he is not approved by Halifax
It would be our pleasure to assist you find a conveyancing solicitor in Drybrook on the Halifax panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Drybrook. In making use of the find a conveyancing solicitor tool on this page, you can contrast charges for conveyancing solicitors in Drybrook and throughout England and Wales.
Should I choose a Drybrook conveyancing solicitor based in the location that I am purchasing? We have a good friend who can deal with the legal work however his firm is located 400kilometers away.
The primary upside of using a high street Drybrook conveyancing practice is that you can pop in to execute documents, hand in your ID and pester them where appropriate. Having local Drybrook know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and on the whole were content that should trump using an unknown Drybrook conveyancing lawyer solely due to them being local.