In what way does my ID and proof of funds have anything to do with my conveyancing in Blakeney? Why is this being asked of me?
Blakeney conveyancing solicitors and indeed property lawyers accross the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Utility Bill no more than three months).
Evidence of the origin of funds is also required under the money laundering laws as lawyers are mandated to check that the funds you are using to buy a property (whether it be the deposit for exchange or the total purchase monies where you are buying mortgage free) has come from an acceptable source (such as an inheritance) as opposed to the proceeds of criminal activity.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Blakeney. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/5/2025, the requirements read as follows :
I got the keys to my flat on 10 February and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Blakeney said it should be concluded in a couple of weeks. Are transfers in Blakeney particularly slow to register?
There is nothing unique about conveyancing in Blakeney registration formalities. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and if the Land registry must send notices to any 3rd persons or bodies. Currently in the region of 80% of submission are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration occurs after the new owner has moved in to the property thus an expedited registration is not always top priority but if there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Blakeney differ for newly converted properties?
Most buyers of new build property in Blakeney come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Blakeney tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Blakeney or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Blakeney in advance of appointing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders will not grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements from Halifax. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Blakeney. Conveyancing will be smoother if you use a solicitor in Blakeney especially if they regularly deal with such properties in Blakeney.
Taking into account that I will soon spend £400,000 on a terraced house in Blakeney I would like to have a conversation with the conveyancer concerning thehome move in advance of giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your conveyancing in Blakeney.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Blakeney should be the amount on the final invoice that you end up paying.