I selected a local firm for our conveyancing in Clifton Village today. After carefully reading the Terms and Conditions I notewe are liable for fees even where the transaction does not complete. Should I ditch them and instruct a web based lawyer promoting no-sale-no-fee conveyancing in Clifton Village?
Generally there is a concession along the lines that if "No Sale No Fee" is available then the fee levels will generally be more expensive to offset those transactions that do not proceed. Please beware that such arrangements generally do not cover expenditure such your Clifton Village conveyancing search fees.
Can your site be used to locate a Conveyancing solicitor in Clifton Village even where I’m not buying or selling a house, for example where I intend to acquire an office in Clifton Village with a loan from Aldermore?
Our search tool is predominantly used to find residential conveyancing solicitors in Clifton Village but we have listed at the end of this page a selection of Clifton Village commercial conveyancing firms. You should make contact with the solicitors directly to establish if they are also authorised to represent Aldermore
My aunt passed away six months ago and as sole heir and executor I was left the house in Clifton Village. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Principality will require that you use a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
Me and my partner are purchasing a property in Clifton Village. It might be a silly question but how we can trust a conveyancer? At some point we have to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is your number one tip for choosing a conveyancing solicitor in Clifton Village
It would be unwise to be tempted by the cheapest Clifton Village conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
The formalities of my purchase has taken place for my property in Clifton Village. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I'm buying a new build house in Clifton Village with the aid of help to buy. The sellers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not inform my solicitor about this side-deal as it will impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I best advised to instruct a Clifton Village conveyancing solicitor who is local to the property I am purchasing? An old friend can execute the legal work however his firm is located a couple of hundredmiles away.
The primary upside of using a high street Clifton Village conveyancing firm is that you can attend the office to execute documents, hand in your ID and pester them where appropriate. Having local Clifton Village know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were impressed that must outweigh using an unfamiliar Clifton Village conveyancing lawyer solely due to them being local.