Our solicitor has identified a a legal deficiency with the lease for the flat we are purchasing in Clifton Village. The other side have put forward title insurance as a solution. We are happy with insurance and will pay for it. Our property lawyer says that he must ensure that the mortgage company is content with this solution. Are we the client or is the lender?
Notwithstanding that you have a mortgage offer from the bank does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the bank are the client. The appropriate lender specifications have to be complied with.
How up to date is your database of Clifton Village solicitors on the Virgin Money conveyancing panel? Do Virgin Money send you an updated list?
Clifton Village conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Clifton Village. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/9/2025, the requirements read as follows :
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a property in Clifton Village? or I am told that there is a law dating back centuries that means some house owners residing in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Clifton Village?
Unless a previous acquisition of the property completed after 12 October 2013 you can assume that conveyancing practitioners delivering conveyancing in Clifton Village to remain encouraging a chancel search and or chancel repair liability policy.
Taking into account that I will soon spend £400,000 on a house in Clifton Village I would like to talk to a conveyancer regarding thehome move ahead of appointing the firm. Can this be arranged?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your conveyancing in Clifton Village.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Clifton Village should be the figure that you are charged.
In my capacity as executor for the will of my aunt I am selling a property in Neath but reside in Clifton Village. My conveyancer (who is 300 kilometers from mehas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Clifton Village to attest and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Clifton Village based