We see that you have a post code search directory listing solicitors on the Barclays conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Clifton Village?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Clifton Village.
My partner and I have arranged the release of further funds on our home loan from UBS as we want to conduct improvements to our property in Clifton Village. Do we need to choose a local Clifton Village solicitor on the UBS conveyancing panel to handle the legals?
UBS do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS list.
It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Clifton Village building society branch on numerous occasions and was reassured it wasn't a problem and they would lend. My Clifton Village conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they would not lend based on their published requirements. I simply don't know who is right.
Provided that the conveyancing practitioner is on the mortgage company approved list, they must adhere to the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Planning on purchasing a maisonette in Clifton Village. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clifton Village conveyancer is on the TSB conveyancing panel.
Various online forums that I have visited warn that are a common cause of hinderance in Clifton Village house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of delay in conveyancing in Clifton Village.
Are there restrictive covenants that are commonly identified as part of conveyancing in Clifton Village?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Clifton Village. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Clifton Village differ for new build properties?
Most buyers of new build or newly converted property in Clifton Village contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Clifton Village usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Clifton Village or who has acted in the same development.
My husband and I are new to the buying process - agreed a price, but the property agent has warned us that the owners will only go ahead if we instruct their recommended solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Clifton Village
We suspect that the owner is not behind this demand. If they desire ‘a quick sale', taking such a hostile approach to a serious purchaser is not the way to achieve this. Avoid the agents and go straight to the sellers and make the point that (a)you are genuine buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)but you intend to appoint your own,trusted Clifton Village conveyancing solicitors - rather thanthose that will give their estate agent a kickback or hit his conveyancing thresholds demanded by head office.