We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel lawyer as I would prefer to instruct a Clifton Village based conveyancing firm?
Do check but the chances are that appoint one of their panel solicitors should you take up the "fee-free" offer. Contact the mortgage company and ask if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Clifton Village.
I require quick conveyancing in Clifton Village as I have an ultimatum to exchange contracts inside 2 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not taking a home loan you are at liberty not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Clifton Village the following are instances of what can appear and therefore affect future saleability: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
My wife and I purchased a semi-detached Edwardian house in Clifton Village. Conveyancing solicitor represented me and Coventry Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Clifton Village and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who completed the work.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, no chain conveyancing. Clifton Village is where the house is located. What do you suggest?
Flying freeholds in Clifton Village are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clifton Village you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clifton Village may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my house. My previous lawyers have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Clifton Village if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Clifton Village. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
New build sellers have put forward a conveyancing practitioner and I've obtained an estimate from them. They are nearly £250 cheaper than my preferred Clifton Village conveyancing practitioner. What's the catch?
Builders often have panels of conveyancers who are quick and who know the seller’s contract and solicitor. As many developers offer an incentive to choose their approved solicitor for this reason, any increased cost can be avoided and a developer won't recommend a conveyancing warehouse and run the risk of having the transaction delayed when they want exchange in 28 days. The argument for not opting for the suggested solicitor is that they may be reluctant to fight for your interests for fear of upsetting the housebuilder. Where you have concerns that this may be the situation you should keep with your local Clifton Village conveyancing practitioner.