We are soon to complete on the purchase of a property in Clifton but as a consequence of wreckage from a small fire at the property I have was able negotiate reparation from the vendor in the sum of £2k taking the form of a adjustment in the price. I had intended this to be addressed as part of a side agreement but Yorkshire BS will not agree to this. Why were they approached?
Any conveyancer that is on a Yorkshire BS conveyancing panel is required to disclose to Yorkshire BS of any changes to the purchase price. If you were to refuse your conveyancer to report the reduction to Yorkshire BS then they would have to discontinue acting for you. In addition, Yorkshire BS and you would have to appoint a new property lawyer for your conveyancing in Clifton.
Should lawyers request money on account for my conveyancing in Clifton?
If you are buying a property in Clifton your lawyer will request that you to provide them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the deposit is as part of the purchase price then this should be needed shortly ahead of exchange of contracts. The closing balance that is due should be transferred a couple of days ahead of the day of completion.
We're in Clifton, First time buyers purchasing with a mortgage (lender is Skipton , and our lawyer is on the Skipton conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Skipton conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Have completed on a a semi-detached house in Clifton , how long should it take for the Land Registry to register the transfer to my name? My Clifton conveyancing solicitor has been painfully slow, so I want to be certain that my name is registered.
As far as conveyancing in Clifton is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can adjust according to who lodges the application, whether it is in order and if the Land registry need to notify any third parties. Currently in the region of 80% of such applications are completed within 12 days but some can be subject to protracted delays. Registration takes place after the new owner is living at the premises so 'speed' is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
I have been on the look out for a flat up to £305k and found one near me in Clifton I like with open areas and transport links in the vicinity, however it only has 49 remaining years left on the lease. I can't really find anything else in Clifton for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan the shortness of the lease will be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
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