Recently been in touch with my conveyancing lawyer in Clifton who acted for me two years ago asking for a conveyancing estimate based on an identical type of home move (a leasehold residence and a freehold premises) of almost identical values with a mortgage from Aldermore. It looks as though am now being quoted double. Stick with what I know or should I try and find an alternative conveyancer?
The quote is slightly on the expensive side. Where you are content to invest time contrasting charges you could shave off some of the cost by say a hundred pounds. On the other hand, if you were satisfied with the assistance the firm provided you maycome to rue choosing an an untested conveyancer. Remember to check the solicitor can act for Aldermore. Do utilise our search tool to select a Clifton conveyancing firm on the Aldermore conveyancing panel, which can often include conveyancing solicitors in Clifton.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Clifton. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/3/2025, the requirements read as follows :
My wife and I own a renovated Edwardian property in Clifton. Conveyancing lawyer represented me and Barclays Direct. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Clifton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the work.
Due to the input of my in-laws I had a survey completed on a house in Clifton ahead of instructing solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend not give a mortgage on such a home.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Clifton. Conveyancing may be slightly more expensive based on your lender's requirements.
Given that I will soon spend over three hundred thousand on a property in Clifton I would like to have a conversation with the conveyancer about mytransaction ahead of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the solicitor who will be doing your property ownership legalities in Clifton.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Clifton should be the amount on the final invoice that you end up paying.
My property lawyer in Clifton has informed me that he requires proof of ID documents saying that this forms part of his requirements as a solicitor on the lender Conveyancing panel. Am I being spun a yarn?
Anti-terror and anti-money-laundering rules require Clifton conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the mortgage company also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the mortgage company's UK Finance Lenders’ Handbook requirements