I am in the market for a reasonably priced property lawyer. Should I go for for an online conveyancer rather than a family Clifton conveyancing solicitor?
Existing third party connections are another important factor to consider when choosing conveyancing solicitors. Clifton conveyancers benefit from connections with mortgage brokers and agents, local authorities, surveyors and other conveyancing firms meaning you will move in shortest possible time. Hosting a wealth of experience in the local area also helps too.
Due to complete my purchase in Clifton next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not specific to conveyancing in Clifton.
Completed the sale of my flat in Clifton last September yet the purchaser is texting every few hours to say her conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
After completion of your disposal your lawyer is committed to deliver the transfer deeds and all of the paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer should also evidence that the mortgage has been redeemed to the purchasers solicitors. There is unlikely to be post completion requirements specific conveyancing in Clifton.
Should our conveyancer be raising questions about flooding during the conveyancing in Clifton.
Flooding is a growing risk for conveyancers carrying out conveyancing in Clifton. There are those who acquire a house in Clifton, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Solicitors are not qualified to impart advice on flood risk, but there are a number of checks that can be carried out by the purchaser or on a buyer’s behalf which will figure out the risks in Clifton. The conventional set of information given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to determine if the premises has ever been flooded. If flooding has previously occurred which is not disclosed by the seller, then a purchaser could bring a legal claim for losses as a result of such an incorrect response. The buyer’s lawyers should also order an environmental search. This will reveal whether there is any known flood risk. If so, additional investigations will need to be carried out.
In my capacity as executor for the estate of my father I am selling a property in Neath but live in Clifton. My solicitor (who is 235 miles from merequires that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Clifton who can witness this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are based in Clifton
My wife and I purchased a leasehold flat in Clifton. Conveyancing and Alliance & Leicester mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Clifton who previously acted has now retired. Do I pay?
The first thing you should do is contact HMLR to make sure that the individual claiming to own the freehold is in fact the new freeholder. It is not necessary to instruct a Clifton conveyancing lawyer to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Clifton Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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What prohibitions are there in the Clifton Lease? In the main the outlay for major works are not wrapped into the service charges, although there some managing agents in Clifton ask leaseholders to pay into a reserve fund created for the specific purpose of establishing a fund for major works. Is the freehold reversion owned jointly by the leaseholders?