I am only a couple days away from an exchange on a flat in Clifton and my parents have transferred the 10% deposit to my conveyancer. I am now advised that as the deposit has not come from me my solicitor needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I disclosed to the bank regarding my parents' contribution when I applied for the home loan, so is it really necessary for this now to be an issue?
The solicitor is obliged to clarify with lender to make sure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your lender if you agree, failing which, your lawyer must cease to continue acting.
Can I use your services to locate a Conveyancing solicitor in Clifton even if I’m not buying or selling a house, for example if I intend to acquire an office in Clifton with a mortgage from Bank of Ireland?
Our comparison service is primarily utilised to get a quote from residential conveyancing solicitors in Clifton but we have set out towards the bottom of this page a few Clifton commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they are also authorised to represent Bank of Ireland
My colleague advised me that where I am buying in Clifton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Clifton conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Clifton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Clifton Education with plans and statistics, Local Amenities and other useful data about Clifton.
How does the Landlord & Tenant Act 1954 affect my business property in Clifton and how can you help?
The particular law that you refer to affords security of tenure to business tenants, giving them the legal entitlement to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Clifton
I am a fortnight into a residential purchase having been directed to solicitors by the local agent to execute conveyancing in Clifton. We are not happy. Can you you assist me in finding new conveyancers?
They would have to be very bad to suggest diss instructing them. Has your mortgage offer been issued? In the event that it has you will need to inform them of the new solicitor and have the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the lenders approved list to avoid added expenses and complications. So that should be your first question of the new lawyers. Our search tool will help you find a lender approved lawyer for your conveyancing in Clifton
Online research suggests that Clifton solicitors are more expensive than licensed conveyancers in Clifton to use when purchasing a property. So is it better if I use a conveyancer or a solicitor if I am purchasing for my home move in Clifton.
When it comes to conveyancing in Clifton the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.