I decided to go with a local solicitor for my conveyancing in Chilwell recently. Upon checking the terms of engagement it is apparent thatI am on the hook for fees even if our purchase doesn't happen. Should I ditch them and select a web based lawyer who offer no-sale-no-fee conveyancing in Chilwell?
It is usually a trade off in that if "No Completion No Fee" is offered then the fee levels will generally be uplifted to cover the cases that abort. Dont forget that these promotions tend not to protect you from expenses for instance Chilwell conveyancing search fees.
I am soon to exchange buying a house in Chilwell but as a result of wreckage from some water damage at the property I have managed to agree recompense from the seller in the sum of £2k taking the form of a adjustment in the price. I had intended this to be addressed as part of amending the contract but Clydesdale will not agree to this. Should they have been approached?
Your solicitor being on a Clydesdale conveyancing panel is required to disclose to Clydesdale of any amendments to the purchase price. If you were to refuse your property lawyer to report the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new property lawyer for your conveyancing in Chilwell.
Can you explain why leasehold purchase conveyancing in Chilwell is more expensive?
In summary, leasehold conveyancing in Chilwell and elsewhere usually involve more hours of investigation compared to freehold transactions. This includes lease investigation, corresponding with the landlord about the service of required notices, procuring up-to-date service charge and management information, procuring the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first entered into.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Chilwell. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/10/2025, the requirements read as follows :
My stepmother pointed out to me me that in buying a property in Chilwell there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Chilwell which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Chilwell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Chilwell. I have a mortgage offer with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
My offer was accepted on a property in Chilwell on 13/8/2025, valuation was booked 3 days after, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the encouragement of my in-laws I had a survey completed on a house in Chilwell prior to instructing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will not grant a mortgage on this type of home.
It varies from the lender to lender. Santander has different requirements for example to Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chilwell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chilwell to see if the conveyancing will be more expensive.